Star Bank
Maple Lake, MN
IDRSSD: 715050
Total Assets
$455.61M
Latest filing
Total Deposits
$395.13M
Latest filing
Net Interest Margin
4.82%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Star Bank
100 Highway 55 E
Maple Lake, MN 55358
Full Service - Brick and Mortar
Updated 11/14/2025Established 08/15/1904FDIC Certificate 3404
Branches (10)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Star Bank (Main) | 100 Highway 55 E | Maple Lake, MN |
| WHEATON BRANCH | 1024 Broadway | Wheaton, MN |
| ELBOW LAKE BRANCH | 21 Central Ave N | Elbow Lake, MN |
| VERNDALE BRANCH | 101 S Farwell St | Verndale, MN |
| ANNANDALE BRANCH | 460 Elm Street E | Annandale, MN |
| BARRETT BRANCH | 400 2nd St | Barrett, MN |
| EDEN PRAIRIE BRANCH | 250 Prairie Center Dr | Eden Prairie, MN |
| BERTHA BRANCH | 201 2nd Ave Nw | Bertha, MN |
Showing 7 of 10
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/15/1904 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 55358 |
| State and County Number | 27171 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Minneapolis-St. Paul-Bloomington, MN-WI |
Operational Info
| Number of Employees | 83 |
| Domestic Offices | 11 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/14/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.star.bank |
| Data Updated | 11/14/2025 |
| CERT | 5095 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $455.61M |
| Total Deposits | $395.13M |
| Total Liabilities | $412.52M |
| Total Equity Capital | $43.09M |
| Net Income | $1.73M |
| Net Loans and Leases | $370.23M |
| Assets Per Employee ($Millions) | $5.77M |
| Bank Premises and Fixed Assets | $8.10M |
| Cash and Balances due from Depository Institutions | $33.86M |
| Deposits Held in Domestic Offices | $395.13M |
Key Performance Ratios
| Return on Assets (ROA) | 1.53% |
| Return on Equity (ROE) | 16.25% |
| Net Interest Margin | 4.82% |
| Efficiency Ratio | 62.71% |
| Tier 1 Risk-Based Capital Ratio | 9.94% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.27% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.458% |
| Earning Assets to total Assets | 94.93% |
Income and Expense
| Total Interest Income | $7.00M |
| Total Noninterest Income | $430.00k |
| Total Interest Expense | $1.85M |
| Total Noninterest Expense | $3.53M |
| Net Interest Income | $5.16M |
| Pre-tax Net Operating Income | $1.75M |
| Provision for Credit Losses | $300.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $1.45M |
| Other borrowed funds | $15.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.38M |
| Total Liabilities and Capital | $455.61M |
Securities
| Securities | $31.18M |
| Available-for-sale debt securities | $31.18M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Star Bank?
$455.61M as of the latest filing.
How much are Star Bank's total deposits?
$395.13M in total deposits.
Where is Star Bank located?
Maple Lake, MN.
What is the Net Interest Margin?
4.82%.
How many domestic offices does it operate?
11.
When was it established?
08/15/1904.
What is the Return on Assets (ROA)?
1.53%.
How much are total loans and leases?
$370.23M (latest filing).
What is the total interest income (latest filing)?
$7.00M.