Producer Bank of Texas
Powell, TX
IDRSSD: 856869
Total Assets
$48.47M
Latest filing
Total Deposits
$33.45M
Latest filing
Net Interest Margin
4.57%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Producer Bank of Texas
100 Carr St
Powell, TX 75153
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1910FDIC Certificate 12218
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Producer Bank of Texas (Main) | 100 Carr St | Powell, TX |
| BEAUMONT BRANCH | 229 Dowlen Rd | Beaumont, TX |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1910 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 75153 |
| State and County Number | 48349 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Corsicana, TX |
Operational Info
| Number of Employees | 13 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/01/2025 |
| Date of Deposit Insurance | 09/29/1960 |
| Primary Insurance Agency | DIF |
| Website | POWELLSTATEBANK.NET |
| Data Updated | 11/14/2025 |
| CERT | 18302 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $48.47M |
| Total Deposits | $33.45M |
| Total Liabilities | $34.52M |
| Total Equity Capital | $13.96M |
| Net Income | $-237,000 |
| Net Loans and Leases | $17.88M |
| Assets Per Employee ($Millions) | $3.73M |
| Bank Premises and Fixed Assets | $723.00k |
| Cash and Balances due from Depository Institutions | $15.53M |
| Deposits Held in Domestic Offices | $33.45M |
Key Performance Ratios
| Return on Assets (ROA) | -1.98% |
| Return on Equity (ROE) | -6.69% |
| Net Interest Margin | 4.57% |
| Efficiency Ratio | 142.48% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.08% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 28.795% |
| Earning Assets to total Assets | 84.44% |
Income and Expense
| Total Interest Income | $589.00k |
| Total Noninterest Income | $22.00k |
| Total Interest Expense | $119.00k |
| Total Noninterest Expense | $718.00k |
| Net Interest Income | $470.00k |
| Pre-tax Net Operating Income | $-216,000 |
| Provision for Credit Losses | $-10,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $235.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $4.75M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.06M |
| Total Liabilities and Capital | $48.47M |
Securities
| Securities | $4.19M |
| Available-for-sale debt securities | $4.19M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Producer Bank of Texas?
$48.47M as of the latest filing.
How much are Producer Bank of Texas's total deposits?
$33.45M in total deposits.
Where is Producer Bank of Texas located?
Powell, TX.
What is the Net Interest Margin?
4.57%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1910.
What is the Return on Assets (ROA)?
-1.98%.
How much are total loans and leases?
$17.88M (latest filing).
What is the total interest income (latest filing)?
$589.00k.