The Pittsfield Co-operative Bank
Pittsfield, MA
IDRSSD: 1000276
Total Assets
$414.66M
Latest filing
Total Deposits
$308.74M
Latest filing
Net Interest Margin
2.89%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The Pittsfield Co-operative Bank
70 South St
Pittsfield, MA 01201
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1889FDIC Certificate 33001
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Pittsfield Co-operative Bank (Main) | 70 South St | Pittsfield, MA |
| DALTON BRANCH | 431 Main St | Dalton, MA |
| GREAT BARRINGTON BRANCH | 325 Main St | Great Barrington, MA |
| DALTON AVENUE BRANCH | 110 Dalton Ave | Pittsfield, MA |
| WILLIAMS STREET BRANCH | 734 Williams Street | Pittsfield, MA |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 01/01/1889 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 01201 |
| State and County Number | 25003 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 01 |
| Numeric code | 42 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Pittsfield, MA |
Operational Info
| Number of Employees | 69 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 10/08/1985 |
| Primary Insurance Agency | DIF |
| Website | www.pittsfield-coop.com |
| Data Updated | 11/14/2025 |
| CERT | 26393 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $414.66M |
| Total Deposits | $308.74M |
| Total Liabilities | $359.06M |
| Total Equity Capital | $55.60M |
| Net Income | $-216,000 |
| Net Loans and Leases | $300.92M |
| Assets Per Employee ($Millions) | $6.1M |
| Bank Premises and Fixed Assets | $4.08M |
| Cash and Balances due from Depository Institutions | $8.42M |
| Deposits Held in Domestic Offices | $308.74M |
Key Performance Ratios
| Return on Assets (ROA) | -0.21% |
| Return on Equity (ROE) | -1.56% |
| Net Interest Margin | 2.89% |
| Efficiency Ratio | 109.6% |
| Tier 1 Risk-Based Capital Ratio | 20.447% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.409% |
| Earning Assets to total Assets | 91.73% |
Income and Expense
| Total Interest Income | $4.61M |
| Total Noninterest Income | $389.00k |
| Total Interest Expense | $1.83M |
| Total Noninterest Expense | $3.47M |
| Net Interest Income | $2.78M |
| Pre-tax Net Operating Income | $-323,000 |
| Provision for Credit Losses | $19.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $47.59M |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.34M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.72M |
| Total Liabilities and Capital | $414.66M |
Securities
| Securities | $71.99M |
| Available-for-sale debt securities | $71.99M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Pittsfield Co-operative Bank?
$414.66M as of the latest filing.
How much are The Pittsfield Co-operative Bank's total deposits?
$308.74M in total deposits.
Where is The Pittsfield Co-operative Bank located?
Pittsfield, MA.
What is the Net Interest Margin?
2.89%.
How many domestic offices does it operate?
5.
When was it established?
01/01/1889.
What is the Return on Assets (ROA)?
-0.21%.
How much are total loans and leases?
$300.92M (latest filing).
What is the total interest income (latest filing)?
$4.61M.