Marblehead Bank
Marblehead, MA
IDRSSD: 816304
Total Assets
$254.43M
Latest filing
Total Deposits
$222.65M
Latest filing
Net Interest Margin
4.02%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Marblehead Bank
21 Atlantic Ave
Marblehead, MA 01945
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/18/1871FDIC Certificate 17824
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Marblehead Bank (Main) | 21 Atlantic Ave | Marblehead, MA |
| HUMPHREY STREET BRANCH | 1 Humphrey St | Marblehead, MA |
| CANAL STREET BRANCH | 125 Canal St | Salem, MA |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 03/18/1871 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 01945 |
| State and County Number | 25009 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 01 |
| Numeric code | 15 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Boston-Cambridge-Newton, MA-NH |
Operational Info
| Number of Employees | 47 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 09/17/1985 |
| Primary Insurance Agency | DIF |
| Website | www.marblebank.com |
| Data Updated | 11/14/2025 |
| CERT | 90234 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $254.43M |
| Total Deposits | $222.65M |
| Total Liabilities | $228.46M |
| Total Equity Capital | $25.97M |
| Net Income | $289.00k |
| Net Loans and Leases | $210.14M |
| Assets Per Employee ($Millions) | $5.3M |
| Bank Premises and Fixed Assets | $1.05M |
| Cash and Balances due from Depository Institutions | $15.02M |
| Deposits Held in Domestic Offices | $222.65M |
Key Performance Ratios
| Return on Assets (ROA) | 0.45% |
| Return on Equity (ROE) | 4.48% |
| Net Interest Margin | 4.02% |
| Efficiency Ratio | 85.7% |
| Tier 1 Risk-Based Capital Ratio | 16.657% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.206% |
| Earning Assets to total Assets | 94.12% |
Income and Expense
| Total Interest Income | $2.96M |
| Total Noninterest Income | $214.00k |
| Total Interest Expense | $545.00k |
| Total Noninterest Expense | $2.25M |
| Net Interest Income | $2.42M |
| Pre-tax Net Operating Income | $372.00k |
| Provision for Credit Losses | $4.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.81M |
| Total Liabilities and Capital | $254.43M |
Securities
| Securities | $16.48M |
| Available-for-sale debt securities | $16.48M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Marblehead Bank?
$254.43M as of the latest filing.
How much are Marblehead Bank's total deposits?
$222.65M in total deposits.
Where is Marblehead Bank located?
Marblehead, MA.
What is the Net Interest Margin?
4.02%.
How many domestic offices does it operate?
3.
When was it established?
03/18/1871.
What is the Return on Assets (ROA)?
0.45%.
How much are total loans and leases?
$210.14M (latest filing).
What is the total interest income (latest filing)?
$2.96M.