Marblehead Bank
Marblehead, MA
IDRSSD: 816304
Total Assets
$266.72M
Latest filing
Total Deposits
$234.41M
Latest filing
Net Interest Margin
3.92%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
211372996MARBLEHEAD, MA
Key People
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Locations
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Main Office
Marblehead Bank
21 Atlantic Ave
Marblehead, MA 01945
Full Service - Brick and Mortar
Updated 01/30/2026Established 03/18/1871FDIC Certificate 17824
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Marblehead Bank (Main) | 21 Atlantic Ave | Marblehead, MA |
| HUMPHREY STREET BRANCH | 1 Humphrey St | Marblehead, MA |
| CANAL STREET BRANCH | 125 Canal St | Salem, MA |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 03/18/1871 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 01945 |
| State and County Number | 25009 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 01 |
| Numeric code | 15 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Boston-Cambridge-Newton, MA-NH |
Operational Info
| Number of Employees | 48 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 09/17/1985 |
| Primary Insurance Agency | DIF |
| Website | www.marblebank.com |
| Data Updated | 01/30/2026 |
| CERT | 90234 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $266.72M |
| Total Deposits | $234.41M |
| Total Liabilities | $240.45M |
| Total Equity Capital | $26.27M |
| Net Income | $281.00k |
| Net Loans and Leases | $209.08M |
| Assets Per Employee ($Millions) | $5.67M |
| Bank Premises and Fixed Assets | $1.01M |
| Cash and Balances due from Depository Institutions | $30.25M |
| Deposits Held in Domestic Offices | $234.41M |
Key Performance Ratios
| Return on Assets (ROA) | 0.43% |
| Return on Equity (ROE) | 4.3% |
| Net Interest Margin | 3.92% |
| Efficiency Ratio | 86.66% |
| Tier 1 Risk-Based Capital Ratio | 16.719% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.85% |
| Earning Assets to total Assets | 94.23% |
Income and Expense
| Total Interest Income | $2.95M |
| Total Noninterest Income | $214.00k |
| Total Interest Expense | $548.00k |
| Total Noninterest Expense | $2.27M |
| Net Interest Income | $2.40M |
| Pre-tax Net Operating Income | $359.00k |
| Provision for Credit Losses | $-10,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $6.04M |
| Total Liabilities and Capital | $266.72M |
Securities
| Securities | $14.51M |
| Available-for-sale debt securities | $14.51M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Marblehead Bank?
$266.72M as of the latest filing.
How much are Marblehead Bank's total deposits?
$234.41M in total deposits.
Where is Marblehead Bank located?
Marblehead, MA.
What is the Net Interest Margin?
3.92%.
How many domestic offices does it operate?
3.
When was it established?
03/18/1871.
What is the Return on Assets (ROA)?
0.43%.
How much are total loans and leases?
$209.08M (latest filing).
What is the total interest income (latest filing)?
$2.95M.