Visbanking Logo

The Piedmont Bank

Peachtree Corners, GA
IDRSSD: 3489035
Total Assets
$2.40B
Latest filing
Total Deposits
$2.14B
Latest filing
Net Interest Margin
4.22%
Profitability
0

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Similar banks

Pinnacle Bank
Elberton, Georgia
→
Assets: $2.23BΔ -7.1%
United Bank
Zebulon, Georgia
→
Assets: $2.19BΔ -9.0%
Queensborough National Bank & Trust Company
Louisville, Georgia
→
Assets: $2.16BΔ -10.0%
Georgia Banking Company
Atlanta, Georgia
→
Assets: $2.72BΔ +13.4%
Thomasville National Bank
Thomasville, Georgia
→
Assets: $1.98BΔ -17.5%
Colony Bank
Fitzgerald, Georgia
→
Assets: $3.14BΔ +30.8%

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date11/06/2006
Community BankYes
Ownership TypeNot Mutual
ZIP30092
State and County Number13135
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number06
Numeric code21
Insured by FDICInstitution closed or not insured by FDIC
Federal Reserve DistrictAtlanta
Core Based Statistical Area NameAtlanta-Sandy Springs-Alpharetta, GA

Operational Info

Number of Employees193
Domestic Offices16
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date01/11/2025
Date of Deposit Insurance11/06/2006
Primary Insurance AgencyDIF
WebsiteN/A
Data Updated11/28/2025
CERT58374
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$2.40B
Total Deposits$2.14B
Total Liabilities$2.17B
Total Equity Capital$232.46M
Net Income$6.23M
Net Loans and Leases$2.07B
Assets Per Employee ($Millions)$12.44M
Bank Premises and Fixed Assets$35.11M
Cash and Balances due from Depository Institutions$112.33M
Deposits Held in Domestic Offices$2.14B

Key Performance Ratios

Return on Assets (ROA)1.07%
Return on Equity (ROE)10.83%
Net Interest Margin4.22%
Efficiency Ratio61.1%
Tier 1 Risk-Based Capital Ratio10.272%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.1%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.68%
Earning Assets to total Assets94.74%

Income and Expense

Total Interest Income$38.44M
Total Noninterest Income$918.00k
Total Interest Expense$15.32M
Total Noninterest Expense$14.81M
Net Interest Income$23.12M
Pre-tax Net Operating Income$8.66M
Provision for Credit Losses$561.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets—
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$26.10M
Total Liabilities and Capital$2.40B

Securities

Securities$104.45M
Available-for-sale debt securities$58.76M
Equity securities with readily determinable fair values not held for trading—
Held-to-maturity securities$45.70M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Piedmont Bank?
$2.40B as of the latest filing.
How much are The Piedmont Bank's total deposits?
$2.14B in total deposits.
Where is The Piedmont Bank located?
Peachtree Corners, GA.
What is the Net Interest Margin?
4.22%.
How many domestic offices does it operate?
16.
When was it established?
11/06/2006.
What is the Return on Assets (ROA)?
1.07%.
How much are total loans and leases?
$2.07B (latest filing).
What is the total interest income (latest filing)?
$38.44M.