The Peoples Savings and Loan Company
West Liberty, OH
IDRSSD: 943273
Total Assets
$107.55M
Latest filing
Total Deposits
$77.48M
Latest filing
Net Interest Margin
2.92%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The Peoples Savings and Loan Company
110 N Detroit St
West Liberty, OH 43357
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1890FDIC Certificate 43723
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Peoples Savings and Loan Company (Main) | 110 N Detroit St | West Liberty, OH |
| JACKSON CENTER BRANCH | 201 E Pike St | Jackson Center, OH |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | N/A |
| Primary Regulator | FDIC |
| Established Date | 01/01/1890 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 43357 |
| State and County Number | 39091 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 36 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Bellefontaine, OH |
Operational Info
| Number of Employees | 12 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.peoplessavingsonline.com |
| Data Updated | 01/30/2026 |
| CERT | 30889 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $107.55M |
| Total Deposits | $77.48M |
| Total Liabilities | $97.93M |
| Total Equity Capital | $9.63M |
| Net Income | $69.00k |
| Net Loans and Leases | $96.22M |
| Assets Per Employee ($Millions) | $8.96M |
| Bank Premises and Fixed Assets | $2.64M |
| Cash and Balances due from Depository Institutions | $3.87M |
| Deposits Held in Domestic Offices | $77.48M |
Key Performance Ratios
| Return on Assets (ROA) | 0.26% |
| Return on Equity (ROE) | 2.88% |
| Net Interest Margin | 2.92% |
| Efficiency Ratio | 87.73% |
| Tier 1 Risk-Based Capital Ratio | 13.009% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.95% |
| Earning Assets to total Assets | 93.64% |
Income and Expense
| Total Interest Income | $1.34M |
| Total Noninterest Income | $19.00k |
| Total Interest Expense | $605.00k |
| Total Noninterest Expense | $658.00k |
| Net Interest Income | $731.00k |
| Pre-tax Net Operating Income | $88.00k |
| Provision for Credit Losses | $4.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $20.02M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $429.00k |
| Total Liabilities and Capital | $107.55M |
Securities
| Securities | $1.79M |
| Available-for-sale debt securities | $1.58M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $211.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Peoples Savings and Loan Company?
$107.55M as of the latest filing.
How much are The Peoples Savings and Loan Company's total deposits?
$77.48M in total deposits.
Where is The Peoples Savings and Loan Company located?
West Liberty, OH.
What is the Net Interest Margin?
2.92%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1890.
What is the Return on Assets (ROA)?
0.26%.
How much are total loans and leases?
$96.22M (latest filing).
What is the total interest income (latest filing)?
$1.34M.