Adelphi Bank

Columbus, OH
IDRSSD: 5777549
Total Assets
$93.84M
Latest filing
Total Deposits
$73.75M
Latest filing
Net Interest Margin
5.06%
Profitability

Locations

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Main Office
Adelphi Bank
800 E Long St
Columbus, OH 43203
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/18/2023FDIC Certificate 639059

Branches (0)

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NameAddressCity / State
No branch data available.
Adelphi Bank (Main)800 E Long StColumbus, OH

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/18/2023
Community BankYes
Ownership TypeNot Mutual
ZIP43203
State and County Number39049
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number04
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameColumbus, OH

Operational Info

Number of Employees24
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date01/18/2023
Date of Deposit Insurance01/18/2023
Primary Insurance AgencyDIF
Websitehttps://www.adelphibank.com
Data Updated11/14/2025
CERT59292
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$93.84M
Total Deposits$73.75M
Total Liabilities$75.00M
Total Equity Capital$18.84M
Net Income$-158,000
Net Loans and Leases$73.67M
Assets Per Employee ($Millions)$3.91M
Bank Premises and Fixed Assets$1.56M
Cash and Balances due from Depository Institutions$1.01M
Deposits Held in Domestic Offices$73.75M

Key Performance Ratios

Return on Assets (ROA)-0.7%
Return on Equity (ROE)-3.35%
Net Interest Margin5.06%
Efficiency Ratio109.87%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.2%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets20.077%
Earning Assets to total Assets96.61%

Income and Expense

Total Interest Income$1.54M
Total Noninterest Income$26.00k
Total Interest Expense$430.00k
Total Noninterest Expense$1.25M
Net Interest Income$1.11M
Pre-tax Net Operating Income$-158,000
Provision for Credit Losses$46.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$14.26M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.25M
Total Liabilities and Capital$93.84M

Securities

Securities$2.73M
Available-for-sale debt securities$2.73M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Adelphi Bank?
$93.84M as of the latest filing.
How much are Adelphi Bank's total deposits?
$73.75M in total deposits.
Where is Adelphi Bank located?
Columbus, OH.
What is the Net Interest Margin?
5.06%.
How many domestic offices does it operate?
1.
When was it established?
01/18/2023.
What is the Return on Assets (ROA)?
-0.7%.
How much are total loans and leases?
$73.67M (latest filing).
What is the total interest income (latest filing)?
$1.54M.