Peoples First Savings Bank
Mason, OH
IDRSSD: 363778
Total Assets
$105.30M
Latest filing
Total Deposits
$86.25M
Latest filing
Net Interest Margin
3.62%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Peoples First Savings Bank
225 Reading Rd
Mason, OH 45040
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1909FDIC Certificate 43522
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Peoples First Savings Bank (Main) | 225 Reading Rd | Mason, OH |
| MORROW BRANCH | 502 W Pike St | Morrow, OH |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1909 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 45040 |
| State and County Number | 39165 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 25 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Cincinnati, OH-KY-IN |
Operational Info
| Number of Employees | 14 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.peoplesfirstohio.com |
| Data Updated | 01/30/2026 |
| CERT | 30688 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $105.30M |
| Total Deposits | $86.25M |
| Total Liabilities | $95.39M |
| Total Equity Capital | $9.91M |
| Net Income | $16.00k |
| Net Loans and Leases | $89.59M |
| Assets Per Employee ($Millions) | $7.02M |
| Bank Premises and Fixed Assets | $1.73M |
| Cash and Balances due from Depository Institutions | $8.74M |
| Deposits Held in Domestic Offices | $86.25M |
Key Performance Ratios
| Return on Assets (ROA) | 0.06% |
| Return on Equity (ROE) | 0.65% |
| Net Interest Margin | 3.62% |
| Efficiency Ratio | 97% |
| Tier 1 Risk-Based Capital Ratio | 14.031% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.415% |
| Earning Assets to total Assets | 94.55% |
Income and Expense
| Total Interest Income | $1.52M |
| Total Noninterest Income | $77.00k |
| Total Interest Expense | $626.00k |
| Total Noninterest Expense | $938.00k |
| Net Interest Income | $890.00k |
| Pre-tax Net Operating Income | $26.00k |
| Provision for Credit Losses | $3.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $8.74M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $399.00k |
| Total Liabilities and Capital | $105.30M |
Securities
| Securities | $1.46M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $1.46M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Peoples First Savings Bank?
$105.30M as of the latest filing.
How much are Peoples First Savings Bank's total deposits?
$86.25M in total deposits.
Where is Peoples First Savings Bank located?
Mason, OH.
What is the Net Interest Margin?
3.62%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1909.
What is the Return on Assets (ROA)?
0.06%.
How much are total loans and leases?
$89.59M (latest filing).
What is the total interest income (latest filing)?
$1.52M.