Peoples Savings and Loan Company
Bucyrus, OH
IDRSSD: 605571
Total Assets
$156.42M
Latest filing
Total Deposits
$125.83M
Latest filing
Net Interest Margin
2.76%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Peoples Savings and Loan Company
300 S Walnut St
Bucyrus, OH 44820
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1888FDIC Certificate 42647
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Peoples Savings and Loan Company (Main) | 300 S Walnut St | Bucyrus, OH |
| NORTH BRANCH | 1530 N Sandusky Ave | Bucyrus, OH |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1888 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 44820 |
| State and County Number | 39033 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 25 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Bucyrus-Galion, OH |
Operational Info
| Number of Employees | 25 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.psalc.com |
| Data Updated | 01/30/2026 |
| CERT | 29813 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $156.42M |
| Total Deposits | $125.83M |
| Total Liabilities | $126.10M |
| Total Equity Capital | $30.32M |
| Net Income | $151.00k |
| Net Loans and Leases | $71.09M |
| Assets Per Employee ($Millions) | $6.26M |
| Bank Premises and Fixed Assets | $3.84M |
| Cash and Balances due from Depository Institutions | $12.69M |
| Deposits Held in Domestic Offices | $125.83M |
Key Performance Ratios
| Return on Assets (ROA) | 0.39% |
| Return on Equity (ROE) | 2% |
| Net Interest Margin | 2.76% |
| Efficiency Ratio | 86.1% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 19.383% |
| Earning Assets to total Assets | 92.14% |
Income and Expense
| Total Interest Income | $1.56M |
| Total Noninterest Income | $90.00k |
| Total Interest Expense | $569.00k |
| Total Noninterest Expense | $935.00k |
| Net Interest Income | $996.00k |
| Pre-tax Net Operating Income | $151.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.12M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $266.00k |
| Total Liabilities and Capital | $156.42M |
Securities
| Securities | $61.06M |
| Available-for-sale debt securities | $6.00M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $55.06M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Peoples Savings and Loan Company?
$156.42M as of the latest filing.
How much are Peoples Savings and Loan Company's total deposits?
$125.83M in total deposits.
Where is Peoples Savings and Loan Company located?
Bucyrus, OH.
What is the Net Interest Margin?
2.76%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1888.
What is the Return on Assets (ROA)?
0.39%.
How much are total loans and leases?
$71.09M (latest filing).
What is the total interest income (latest filing)?
$1.56M.