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PEOPLES BANK OF MIDDLE TENNESSEE

Shelbyville, TN
IDRSSD: 2967796
Total Assets
$188.82M
Latest filing
Total Deposits
$166.20M
Latest filing
Net Interest Margin
3.50%
Profitability

Key People

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Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date12/11/2000
Community BankYes
Ownership TypeNot Mutual
ZIP37160
State and County Number47003
Subchapter S CorporationsNo
Trust PowersTrust Powers Not Known
Federal Reserve ID Number06
Numeric code21
Insured by FDICInstitution closed or not insured by FDIC
Federal Reserve DistrictDALLAS
Core Based Statistical Area NameN/A

Operational Info

Number of Employees22
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date02/01/2025
Date of Deposit Insurance12/11/2000
Primary Insurance AgencyDIF
WebsiteN/A
Data Updated2/13/2026
CERT35604
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$188.82M
Total Deposits$166.20M
Total Liabilities$169.00M
Total Equity Capital$19.81M
Net Income$520.00k
Net Loans and Leases$103.19M
Assets Per Employee ($Millions)$8.58M
Bank Premises and Fixed Assets$1.22M
Cash and Balances due from Depository Institutions$0
Deposits Held in Domestic Offices$166.20M

Key Performance Ratios

Return on Assets (ROA)1.11%
Return on Equity (ROE)10.1%
Net Interest Margin3.5%
Efficiency Ratio49.83%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.493%
Earning Assets to total Assets93.02%

Income and Expense

Total Interest Income$2.41M
Total Noninterest Income$261.00k
Total Interest Expense$871.00k
Total Noninterest Expense$895.00k
Net Interest Income$1.53M
Pre-tax Net Operating Income$901.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets—
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$26.78M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.81M
Total Liabilities and Capital$188.82M

Securities

Securities$44.44M
Available-for-sale debt securities$44.44M
Equity securities with readily determinable fair values not held for trading—
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of PEOPLES BANK OF MIDDLE TENNESSEE?
$188.82M as of the latest filing.
How much are PEOPLES BANK OF MIDDLE TENNESSEE's total deposits?
$166.20M in total deposits.
Where is PEOPLES BANK OF MIDDLE TENNESSEE located?
Shelbyville, TN.
What is the Net Interest Margin?
3.50%.
How many domestic offices does it operate?
1.
When was it established?
12/11/2000.
What is the Return on Assets (ROA)?
1.11%.
How much are total loans and leases?
$103.19M (latest filing).
What is the total interest income (latest filing)?
$2.41M.