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PEOPLES BANK OF MIDDLE TENNESSEE

Shelbyville, TN
IDRSSD: 2967796
Total Assets
$188.82M
Latest filing
Total Deposits
$166.20M
Latest filing
Net Interest Margin
3.50%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date12/11/2000
Community BankYes
Ownership TypeNot Mutual
ZIP37160
State and County Number47003
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number06
Numeric code21
Insured by FDICInstitution closed or not insured by FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameShelbyville, TN

Operational Info

Number of Employees22
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date02/01/2025
Date of Deposit Insurance12/11/2000
Primary Insurance AgencyDIF
WebsiteN/A
Data Updated11/28/2025
CERT35604
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$188.82M
Total Deposits$166.20M
Total Liabilities$169.00M
Total Equity Capital$19.81M
Net Income$520.00k
Net Loans and Leases$103.19M
Assets Per Employee ($Millions)$8.58M
Bank Premises and Fixed Assets$1.22M
Cash and Balances due from Depository Institutions$0
Deposits Held in Domestic Offices$166.20M

Key Performance Ratios

Return on Assets (ROA)1.11%
Return on Equity (ROE)10.1%
Net Interest Margin3.5%
Efficiency Ratio49.83%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.493%
Earning Assets to total Assets93.02%

Income and Expense

Total Interest Income$2.41M
Total Noninterest Income$261.00k
Total Interest Expense$871.00k
Total Noninterest Expense$895.00k
Net Interest Income$1.53M
Pre-tax Net Operating Income$901.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets—
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$26.78M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.81M
Total Liabilities and Capital$188.82M

Securities

Securities$44.44M
Available-for-sale debt securities$44.44M
Equity securities with readily determinable fair values not held for trading—
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of PEOPLES BANK OF MIDDLE TENNESSEE?
$188.82M as of the latest filing.
How much are PEOPLES BANK OF MIDDLE TENNESSEE's total deposits?
$166.20M in total deposits.
Where is PEOPLES BANK OF MIDDLE TENNESSEE located?
Shelbyville, TN.
What is the Net Interest Margin?
3.50%.
How many domestic offices does it operate?
1.
When was it established?
12/11/2000.
What is the Return on Assets (ROA)?
1.11%.
How much are total loans and leases?
$103.19M (latest filing).
What is the total interest income (latest filing)?
$2.41M.