Peoples Bank of the South
La Follette, TN
IDRSSD: 277736
Total Assets
$227.36M
Latest filing
Total Deposits
$185.18M
Latest filing
Net Interest Margin
5.79%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
064206031LA FOLLETTE, TN
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Peoples Bank of the South
106 W Central Ave
La Follette, TN 37766
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1917FDIC Certificate 3288
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Peoples Bank of the South (Main) | 106 W Central Ave | La Follette, TN |
| JACKSBORO BRANCH | 2300 Jacksboro Pike | La Follette, TN |
| NORRIS-CLINTON BRANCH | 2152 N Charles G Seivers Blvd | Clinton, TN |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1917 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 37766 |
| State and County Number | 47013 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Knoxville, TN |
Operational Info
| Number of Employees | 32 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.peoplesbanksouth.com |
| Data Updated | 01/30/2026 |
| CERT | 4945 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $227.36M |
| Total Deposits | $185.18M |
| Total Liabilities | $201.31M |
| Total Equity Capital | $26.04M |
| Net Income | $1.38M |
| Net Loans and Leases | $193.67M |
| Assets Per Employee ($Millions) | $7.1M |
| Bank Premises and Fixed Assets | $2.61M |
| Cash and Balances due from Depository Institutions | $9.10M |
| Deposits Held in Domestic Offices | $185.18M |
Key Performance Ratios
| Return on Assets (ROA) | 2.43% |
| Return on Equity (ROE) | 21.14% |
| Net Interest Margin | 5.79% |
| Efficiency Ratio | 55.27% |
| Tier 1 Risk-Based Capital Ratio | 15.518% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.455% |
| Earning Assets to total Assets | 95.92% |
Income and Expense
| Total Interest Income | $4.12M |
| Total Noninterest Income | $130.00k |
| Total Interest Expense | $955.00k |
| Total Noninterest Expense | $1.82M |
| Net Interest Income | $3.16M |
| Pre-tax Net Operating Income | $1.47M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $15.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $150.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.13M |
| Total Liabilities and Capital | $227.36M |
Securities
| Securities | $19.69M |
| Available-for-sale debt securities | $19.69M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Peoples Bank of the South?
$227.36M as of the latest filing.
How much are Peoples Bank of the South's total deposits?
$185.18M in total deposits.
Where is Peoples Bank of the South located?
La Follette, TN.
What is the Net Interest Margin?
5.79%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1917.
What is the Return on Assets (ROA)?
2.43%.
How much are total loans and leases?
$193.67M (latest filing).
What is the total interest income (latest filing)?
$4.12M.