Foundation Bank
Mc Kenzie, TN
IDRSSD: 480853
Total Assets
$214.06M
Latest filing
Total Deposits
$181.13M
Latest filing
Net Interest Margin
6.68%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
084302180MCKENZIE, TN
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Foundation Bank
676 Main St N
Mc Kenzie, TN 38201
Full Service - Brick and Mortar
Updated 01/30/2026Established 02/28/1934FDIC Certificate 8729
Branches (8)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Foundation Bank (Main) | 676 Main St N | Mc Kenzie, TN |
| DRIVE-IN BRANCH | 15345 Highland Dr | Mckenzie, TN |
| FOUNDATION BANK, A DIVISION OF MCKENZIE BANKING COMPANY | 1137 E Wood St | Paris, TN |
| FOUNDATION BANK, A DIVISION OF MCKENZIE BANKING COMPANY | 9 N Bells St | Alamo, TN |
| FOUNDATION BANK, A DIVISION OF MCKENZIE BANKING COMPANY | 1467 W Church St | Alamo, TN |
| FOUNDATION BANK, A DIVISION OF MCKENZIE BANKING COMPANY, LOAN PRODUCTION OFFICE | 384 Carriage House Dr | Jackson, TN |
| FOUNDATION BANK, A DIVISION OF MCKENZIE BANKING COMPANY | 2138 Pleasant Plains Extd | Jackson, TN |
| FOUNDATION BANK, A DIVISION OF MCKENZIE BANKING COMPANY | 14201 Highway 79 N Ste Eagle | Buchanan, TN |
Showing 7 of 8
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 02/28/1934 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 38201 |
| State and County Number | 47017 |
| Subchapter S Corporations | No |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 86 |
| Domestic Offices | 9 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 05/15/2024 |
| Date of Deposit Insurance | 02/28/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.foundationbank.org |
| Data Updated | 01/30/2026 |
| CERT | 13955 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $214.06M |
| Total Deposits | $181.13M |
| Total Liabilities | $184.74M |
| Total Equity Capital | $29.32M |
| Net Income | $871.00k |
| Net Loans and Leases | $110.87M |
| Assets Per Employee ($Millions) | $2.61M |
| Bank Premises and Fixed Assets | $6.35M |
| Cash and Balances due from Depository Institutions | $66.84M |
| Deposits Held in Domestic Offices | $181.13M |
Key Performance Ratios
| Return on Assets (ROA) | 1.64% |
| Return on Equity (ROE) | 11.77% |
| Net Interest Margin | 6.68% |
| Efficiency Ratio | 68.85% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.697% |
| Earning Assets to total Assets | 92.34% |
Income and Expense
| Total Interest Income | $3.91M |
| Total Noninterest Income | $608.00k |
| Total Interest Expense | $631.00k |
| Total Noninterest Expense | $2.67M |
| Net Interest Income | $3.28M |
| Pre-tax Net Operating Income | $1.17M |
| Provision for Credit Losses | $37.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $188.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.62M |
| Total Liabilities and Capital | $214.06M |
Securities
| Securities | $23.33M |
| Available-for-sale debt securities | $23.33M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Foundation Bank?
$214.06M as of the latest filing.
How much are Foundation Bank's total deposits?
$181.13M in total deposits.
Where is Foundation Bank located?
Mc Kenzie, TN.
What is the Net Interest Margin?
6.68%.
How many domestic offices does it operate?
9.
When was it established?
02/28/1934.
What is the Return on Assets (ROA)?
1.64%.
How much are total loans and leases?
$110.87M (latest filing).
What is the total interest income (latest filing)?
$3.91M.