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Foundation Bank

Mc Kenzie, TN
IDRSSD: 480853
Total Assets
$210.64M
Latest filing
Total Deposits
$177.63M
Latest filing
Net Interest Margin
6.73%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date02/28/1934
Community BankYes
Ownership TypeNot Mutual
ZIP38201
State and County Number47017
Subchapter S CorporationsNo
Trust PowersLimited Trust Powers Granted
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees85
Domestic Offices9
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date05/15/2024
Date of Deposit Insurance02/28/1934
Primary Insurance AgencyDIF
Websitehttp://www.foundationbank.org
Data Updated11/14/2025
CERT13955
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$210.64M
Total Deposits$177.63M
Total Liabilities$180.76M
Total Equity Capital$29.87M
Net Income$1.24M
Net Loans and Leases$112.24M
Assets Per Employee ($Millions)$2.45M
Bank Premises and Fixed Assets$6.33M
Cash and Balances due from Depository Institutions$61.23M
Deposits Held in Domestic Offices$177.63M

Key Performance Ratios

Return on Assets (ROA)2.36%
Return on Equity (ROE)17.01%
Net Interest Margin6.73%
Efficiency Ratio58.03%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.09%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets14.183%
Earning Assets to total Assets92.35%

Income and Expense

Total Interest Income$3.91M
Total Noninterest Income$856.00k
Total Interest Expense$644.00k
Total Noninterest Expense$2.39M
Net Interest Income$3.27M
Pre-tax Net Operating Income$1.69M
Provision for Credit Losses$45.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$10.00k
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$3.13M
Total Liabilities and Capital$210.64M

Securities

Securities$24.53M
Available-for-sale debt securities$24.53M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Foundation Bank?
$210.64M as of the latest filing.
How much are Foundation Bank's total deposits?
$177.63M in total deposits.
Where is Foundation Bank located?
Mc Kenzie, TN.
What is the Net Interest Margin?
6.73%.
How many domestic offices does it operate?
9.
When was it established?
02/28/1934.
What is the Return on Assets (ROA)?
2.36%.
How much are total loans and leases?
$112.24M (latest filing).
What is the total interest income (latest filing)?
$3.91M.