The Bank of Jackson
Jackson, TN
IDRSSD: 2577739
Total Assets
$224.07M
Latest filing
Total Deposits
$198.45M
Latest filing
Net Interest Margin
2.23%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
084304434JACKSON, TN
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The Bank of Jackson
558 Carriage House Dr
Jackson, TN 38305
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/02/1997FDIC Certificate 57221
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Bank of Jackson (Main) | 558 Carriage House Dr | Jackson, TN |
| UNIVERSITY PARKWAY BRANCH | 132 W University Pkwy | Jackson, TN |
| MAIN OFFICE BRANCH | 420 Oil Well Rd | Jackson, TN |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 06/02/1997 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 38305 |
| State and County Number | 47113 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Jackson, TN |
Operational Info
| Number of Employees | 20 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 06/02/1997 |
| Primary Insurance Agency | DIF |
| Website | www.bankofjackson.com |
| Data Updated | 01/30/2026 |
| CERT | 34457 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $224.07M |
| Total Deposits | $198.45M |
| Total Liabilities | $204.34M |
| Total Equity Capital | $19.73M |
| Net Income | $-261,000 |
| Net Loans and Leases | $51.17M |
| Assets Per Employee ($Millions) | $12.45M |
| Bank Premises and Fixed Assets | $2.94M |
| Cash and Balances due from Depository Institutions | $58.07M |
| Deposits Held in Domestic Offices | $198.45M |
Key Performance Ratios
| Return on Assets (ROA) | -0.5% |
| Return on Equity (ROE) | -5.3% |
| Net Interest Margin | 2.23% |
| Efficiency Ratio | 132% |
| Tier 1 Risk-Based Capital Ratio | 18.572% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.61% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.804% |
| Earning Assets to total Assets | 95.54% |
Income and Expense
| Total Interest Income | $1.93M |
| Total Noninterest Income | $61.00k |
| Total Interest Expense | $811.00k |
| Total Noninterest Expense | $1.55M |
| Net Interest Income | $1.12M |
| Pre-tax Net Operating Income | $-55,000 |
| Provision for Credit Losses | $-322,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $18.36M |
| Federal Funds Purchased and Repurchased Agreement | $4.41M |
| All Other Liabilities | $1.48M |
| Total Liabilities and Capital | $224.07M |
Securities
| Securities | $89.37M |
| Available-for-sale debt securities | $89.37M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Bank of Jackson?
$224.07M as of the latest filing.
How much are The Bank of Jackson's total deposits?
$198.45M in total deposits.
Where is The Bank of Jackson located?
Jackson, TN.
What is the Net Interest Margin?
2.23%.
How many domestic offices does it operate?
3.
When was it established?
06/02/1997.
What is the Return on Assets (ROA)?
-0.5%.
How much are total loans and leases?
$51.17M (latest filing).
What is the total interest income (latest filing)?
$1.93M.