Peoples Bank & Trust Company
Manchester, TN
IDRSSD: 28732
Total Assets
$171.60M
Latest filing
Total Deposits
$146.84M
Latest filing
Net Interest Margin
5.15%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
064102384MANCHESTER, TN
Key People
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Locations
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Main Office
Peoples Bank & Trust Company
1203 Hillsboro Blvd
Manchester, TN 37355
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/06/1905FDIC Certificate 971
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Peoples Bank & Trust Company (Main) | 1203 Hillsboro Blvd | Manchester, TN | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/06/1905 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 37355 |
| State and County Number | 47031 |
| Subchapter S Corporations | No |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Tullahoma-Manchester, TN |
Operational Info
| Number of Employees | 28 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.bankwithpeoples.com |
| Data Updated | 01/30/2026 |
| CERT | 1475 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $171.60M |
| Total Deposits | $146.84M |
| Total Liabilities | $148.57M |
| Total Equity Capital | $23.03M |
| Net Income | $758.00k |
| Net Loans and Leases | $112.70M |
| Assets Per Employee ($Millions) | $6.36M |
| Bank Premises and Fixed Assets | $3.37M |
| Cash and Balances due from Depository Institutions | $23.15M |
| Deposits Held in Domestic Offices | $146.84M |
Key Performance Ratios
| Return on Assets (ROA) | 1.77% |
| Return on Equity (ROE) | 13.28% |
| Net Interest Margin | 5.15% |
| Efficiency Ratio | 50.62% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.11% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.42% |
| Earning Assets to total Assets | 94.78% |
Income and Expense
| Total Interest Income | $2.57M |
| Total Noninterest Income | $195.00k |
| Total Interest Expense | $491.00k |
| Total Noninterest Expense | $1.15M |
| Net Interest Income | $2.08M |
| Pre-tax Net Operating Income | $1.08M |
| Provision for Credit Losses | $45.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.79M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.73M |
| Total Liabilities and Capital | $171.60M |
Securities
| Securities | $27.98M |
| Available-for-sale debt securities | $22.42M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $5.56M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Peoples Bank & Trust Company?
$171.60M as of the latest filing.
How much are Peoples Bank & Trust Company's total deposits?
$146.84M in total deposits.
Where is Peoples Bank & Trust Company located?
Manchester, TN.
What is the Net Interest Margin?
5.15%.
How many domestic offices does it operate?
1.
When was it established?
07/06/1905.
What is the Return on Assets (ROA)?
1.77%.
How much are total loans and leases?
$112.70M (latest filing).
What is the total interest income (latest filing)?
$2.57M.