Lineage Bank
Franklin, TN
IDRSSD: 321152
Total Assets
$163.46M
Latest filing
Total Deposits
$154.34M
Latest filing
Net Interest Margin
2.23%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
2 routesView all→
064109536FRANKLIN, TN084303189ATWOOD, TN
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Lineage Bank
3359 Aspen Grove Dr
Franklin, TN 37067
Full Service - Brick and Mortar
Updated 01/30/2026Established 02/05/1927FDIC Certificate 4122
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Lineage Bank (Main) | 3359 Aspen Grove Dr | Franklin, TN |
| ATWOOD BRANCH | 1359 E Main St | Atwood, TN |
| DOWNTOWN FRANKLIN BRANCH | 120 5th Ave N | Franklin, TN |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 02/05/1927 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 37067 |
| State and County Number | 47187 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Nashville-Davidson-Murfreesboro-Franklin, TN |
Operational Info
| Number of Employees | 40 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 09/30/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.lineagebank.com |
| Data Updated | 01/30/2026 |
| CERT | 6100 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $163.46M |
| Total Deposits | $154.34M |
| Total Liabilities | $156.22M |
| Total Equity Capital | $7.24M |
| Net Income | $-1,179,000 |
| Net Loans and Leases | $106.76M |
| Assets Per Employee ($Millions) | $4.81M |
| Bank Premises and Fixed Assets | $1.05M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $154.34M |
Key Performance Ratios
| Return on Assets (ROA) | -2.74% |
| Return on Equity (ROE) | -61.64% |
| Net Interest Margin | 2.23% |
| Efficiency Ratio | 178.58% |
| Tier 1 Risk-Based Capital Ratio | 8.883% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.09% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 4.427% |
| Earning Assets to total Assets | 96.39% |
Income and Expense
| Total Interest Income | $2.40M |
| Total Noninterest Income | $529.00k |
| Total Interest Expense | $1.48M |
| Total Noninterest Expense | $2.59M |
| Net Interest Income | $923.00k |
| Pre-tax Net Operating Income | $-1,180,000 |
| Provision for Credit Losses | $39.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.89M |
| Total Liabilities and Capital | $163.46M |
Securities
| Securities | $32.24M |
| Available-for-sale debt securities | $29.07M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $3.18M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Lineage Bank?
$163.46M as of the latest filing.
How much are Lineage Bank's total deposits?
$154.34M in total deposits.
Where is Lineage Bank located?
Franklin, TN.
What is the Net Interest Margin?
2.23%.
How many domestic offices does it operate?
3.
When was it established?
02/05/1927.
What is the Return on Assets (ROA)?
-2.74%.
How much are total loans and leases?
$106.76M (latest filing).
What is the total interest income (latest filing)?
$2.40M.