UBank
Knoxville, TN
IDRSSD: 423636
Total Assets
$180.48M
Latest filing
Total Deposits
$155.86M
Latest filing
Net Interest Margin
4.33%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
064201845KNOXVILLE, TN
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
UBank
155 N Campbell Station Rd
Knoxville, TN 37934
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1918FDIC Certificate 1115
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| UBank (Main) | 155 N Campbell Station Rd | Knoxville, TN |
| JELLICO BRANCH | 1075 5th Street | Jellico, TN |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1918 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 37934 |
| State and County Number | 47093 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Knoxville, TN |
Operational Info
| Number of Employees | 23 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 05/01/2025 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.ubank.bank |
| Data Updated | 01/30/2026 |
| CERT | 1693 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $180.48M |
| Total Deposits | $155.86M |
| Total Liabilities | $157.08M |
| Total Equity Capital | $23.41M |
| Net Income | $590.00k |
| Net Loans and Leases | $134.33M |
| Assets Per Employee ($Millions) | $7.85M |
| Bank Premises and Fixed Assets | $1.36M |
| Cash and Balances due from Depository Institutions | $28.73M |
| Deposits Held in Domestic Offices | $155.86M |
Key Performance Ratios
| Return on Assets (ROA) | 1.32% |
| Return on Equity (ROE) | 10.15% |
| Net Interest Margin | 4.33% |
| Efficiency Ratio | 64.81% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.968% |
| Earning Assets to total Assets | 95.7% |
Income and Expense
| Total Interest Income | $2.82M |
| Total Noninterest Income | $116.00k |
| Total Interest Expense | $978.00k |
| Total Noninterest Expense | $1.27M |
| Net Interest Income | $1.84M |
| Pre-tax Net Operating Income | $688.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.22M |
| Total Liabilities and Capital | $180.48M |
Securities
| Securities | $11.63M |
| Available-for-sale debt securities | $11.63M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of UBank?
$180.48M as of the latest filing.
How much are UBank's total deposits?
$155.86M in total deposits.
Where is UBank located?
Knoxville, TN.
What is the Net Interest Margin?
4.33%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1918.
What is the Return on Assets (ROA)?
1.32%.
How much are total loans and leases?
$134.33M (latest filing).
What is the total interest income (latest filing)?
$2.82M.