UBank
Knoxville, TN
IDRSSD: 423636
Total Assets
$177.08M
Latest filing
Total Deposits
$152.46M
Latest filing
Net Interest Margin
4.61%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
UBank
155 N Campbell Station Rd
Knoxville, TN 37934
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1918FDIC Certificate 1115
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| UBank (Main) | 155 N Campbell Station Rd | Knoxville, TN |
| JELLICO BRANCH | 1075 5th Street | Jellico, TN |
Showing 1 of 1
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1918 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 37934 |
| State and County Number | 47093 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Knoxville, TN |
Operational Info
| Number of Employees | 22 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 05/01/2025 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.ubank.bank |
| Data Updated | 11/14/2025 |
| CERT | 1693 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $177.08M |
| Total Deposits | $152.46M |
| Total Liabilities | $154.00M |
| Total Equity Capital | $23.08M |
| Net Income | $596.00k |
| Net Loans and Leases | $127.11M |
| Assets Per Employee ($Millions) | $7.7M |
| Bank Premises and Fixed Assets | $1.39M |
| Cash and Balances due from Depository Institutions | $31.82M |
| Deposits Held in Domestic Offices | $152.46M |
Key Performance Ratios
| Return on Assets (ROA) | 1.38% |
| Return on Equity (ROE) | 10.44% |
| Net Interest Margin | 4.61% |
| Efficiency Ratio | 59.51% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.035% |
| Earning Assets to total Assets | 94.39% |
Income and Expense
| Total Interest Income | $2.84M |
| Total Noninterest Income | $125.00k |
| Total Interest Expense | $954.00k |
| Total Noninterest Expense | $1.20M |
| Net Interest Income | $1.89M |
| Pre-tax Net Operating Income | $796.00k |
| Provision for Credit Losses | $19.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.54M |
| Total Liabilities and Capital | $177.08M |
Securities
| Securities | $12.07M |
| Available-for-sale debt securities | $12.07M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of UBank?
$177.08M as of the latest filing.
How much are UBank's total deposits?
$152.46M in total deposits.
Where is UBank located?
Knoxville, TN.
What is the Net Interest Margin?
4.61%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1918.
What is the Return on Assets (ROA)?
1.38%.
How much are total loans and leases?
$127.11M (latest filing).
What is the total interest income (latest filing)?
$2.84M.