Visbanking Logo

Peoples Bank & Trust Company

Manchester, TN
IDRSSD: 28732
Total Assets
$170.07M
Latest filing
Total Deposits
$145.64M
Latest filing
Net Interest Margin
5.13%
Profitability
0

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Similar banks

Coffee County Bank
Manchester, Tennessee
→
Assets: $400.93MΔ +138.7%
UBank
Knoxville, Tennessee
→
Assets: $169.03MΔ +0.6%
Heritage Community Bank
Greeneville, Tennessee
→
Assets: $181.97MΔ +8.4%
Putnam 1st Mercantile Bank
Cookeville, Tennessee
→
Assets: $153.69MΔ -8.5%
Citizens Savings Bank and Trust Company
Nashville, Tennessee
→
Assets: $184.99MΔ +10.1%
Greenfield Banking Company
Greenfield, Tennessee
→
Assets: $147.34MΔ -12.3%

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date07/06/1905
Community BankYes
Ownership TypeNot Mutual
ZIP37355
State and County Number47031
Subchapter S CorporationsNo
Trust PowersLimited Trust Powers Granted
Federal Reserve ID Number06
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameTullahoma-Manchester, TN

Operational Info

Number of Employees27
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.bankwithpeoples.com
Data Updated11/14/2025
CERT1475
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$170.07M
Total Deposits$145.64M
Total Liabilities$147.45M
Total Equity Capital$22.62M
Net Income$816.00k
Net Loans and Leases$112.57M
Assets Per Employee ($Millions)$6.07M
Bank Premises and Fixed Assets$3.07M
Cash and Balances due from Depository Institutions$21.10M
Deposits Held in Domestic Offices$145.64M

Key Performance Ratios

Return on Assets (ROA)1.93%
Return on Equity (ROE)14.79%
Net Interest Margin5.13%
Efficiency Ratio48.91%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.11%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets13.3%
Earning Assets to total Assets94.57%

Income and Expense

Total Interest Income$2.53M
Total Noninterest Income$206.00k
Total Interest Expense$487.00k
Total Noninterest Expense$1.10M
Net Interest Income$2.04M
Pre-tax Net Operating Income$1.10M
Provision for Credit Losses$45.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$1.49M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.82M
Total Liabilities and Capital$170.07M

Securities

Securities$29.03M
Available-for-sale debt securities$23.02M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$6.00M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Peoples Bank & Trust Company?
$170.07M as of the latest filing.
How much are Peoples Bank & Trust Company's total deposits?
$145.64M in total deposits.
Where is Peoples Bank & Trust Company located?
Manchester, TN.
What is the Net Interest Margin?
5.13%.
How many domestic offices does it operate?
1.
When was it established?
07/06/1905.
What is the Return on Assets (ROA)?
1.93%.
How much are total loans and leases?
$112.57M (latest filing).
What is the total interest income (latest filing)?
$2.53M.