Coffee County Bank

Manchester, TN
IDRSSD: 211338
Total Assets
$416.70M
Latest filing
Total Deposits
$377.23M
Latest filing
Net Interest Margin
4.75%
Profitability

Locations

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Main Office
Coffee County Bank
2070 Hillsboro Blvd
Manchester, TN 37355
Full Service - Brick and Mortar
Updated 11/14/2025Established 08/15/1975FDIC Certificate 15340

Branches (3)

Page 1 of 1
NameAddressCity / State
Coffee County Bank (Main)2070 Hillsboro BlvdManchester, TN
HILLSBORO BOULEVARD BRANCH301 Hillsboro BlvdManchester, TN
COFFEE COUNTY BANK511 N Jackson StTullahoma, TN
COFFEE BANK & TRUST BRANCH569 N ChanceryMcminnville, TN
Showing 3 of 3

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date08/15/1975
Community BankYes
Ownership TypeNot Mutual
ZIP37355
State and County Number47031
Subchapter S CorporationsYes
Trust PowersLimited Trust Powers Granted
Federal Reserve ID Number06
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameTullahoma-Manchester, TN

Operational Info

Number of Employees76
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/15/1975
Primary Insurance AgencyDIF
Websitewww.coffeecountybank.com
Data Updated11/14/2025
CERT22090
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$416.70M
Total Deposits$377.23M
Total Liabilities$380.77M
Total Equity Capital$35.93M
Net Income$2.46M
Net Loans and Leases$333.62M
Assets Per Employee ($Millions)$5.27M
Bank Premises and Fixed Assets$6.83M
Cash and Balances due from Depository Institutions$55.49M
Deposits Held in Domestic Offices$377.23M

Key Performance Ratios

Return on Assets (ROA)2.41%
Return on Equity (ROE)28.09%
Net Interest Margin4.75%
Efficiency Ratio55%
Tier 1 Risk-Based Capital Ratio11.827%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.24%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.622%
Earning Assets to total Assets96.96%

Income and Expense

Total Interest Income$6.95M
Total Noninterest Income$1.36M
Total Interest Expense$2.29M
Total Noninterest Expense$3.31M
Net Interest Income$4.66M
Pre-tax Net Operating Income$2.46M
Provision for Credit Losses$250.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$3.54M
Total Liabilities and Capital$416.70M

Securities

Securities$17.55M
Available-for-sale debt securities$17.55M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Coffee County Bank?
$416.70M as of the latest filing.
How much are Coffee County Bank's total deposits?
$377.23M in total deposits.
Where is Coffee County Bank located?
Manchester, TN.
What is the Net Interest Margin?
4.75%.
How many domestic offices does it operate?
4.
When was it established?
08/15/1975.
What is the Return on Assets (ROA)?
2.41%.
How much are total loans and leases?
$333.62M (latest filing).
What is the total interest income (latest filing)?
$6.95M.