Home Banking Company
Selmer, TN
IDRSSD: 138556
Total Assets
$121.21M
Latest filing
Total Deposits
$107.83M
Latest filing
Net Interest Margin
3.45%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Home Banking Company
795 E Poplar Ave
Selmer, TN 38375
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/15/1915FDIC Certificate 5890
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Home Banking Company (Main) | 795 E Poplar Ave | Selmer, TN |
| FINGER BRANCH | 2378 Finger Leapwood Rd | Finger, TN |
| SAVANNAH BRANCH | 860 Wayne Rd | Savannah, TN |
| CORINTH BRANCH | 1300 S Harper Rd | Corinth, MS |
| MICHIE BRANCH | 5867 Highway 22 | Michie, TN |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/15/1915 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 38375 |
| State and County Number | 47109 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 25 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | WWW.HOMEBANKINGCO.COM |
| Data Updated | 11/14/2025 |
| CERT | 9196 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $121.21M |
| Total Deposits | $107.83M |
| Total Liabilities | $110.71M |
| Total Equity Capital | $10.49M |
| Net Income | $-5,000 |
| Net Loans and Leases | $59.89M |
| Assets Per Employee ($Millions) | $4.04M |
| Bank Premises and Fixed Assets | $2.24M |
| Cash and Balances due from Depository Institutions | $4.91M |
| Deposits Held in Domestic Offices | $107.83M |
Key Performance Ratios
| Return on Assets (ROA) | -0.02% |
| Return on Equity (ROE) | -0.19% |
| Net Interest Margin | 3.45% |
| Efficiency Ratio | 96.54% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.659% |
| Earning Assets to total Assets | 91.82% |
Income and Expense
| Total Interest Income | $1.46M |
| Total Noninterest Income | $143.00k |
| Total Interest Expense | $473.00k |
| Total Noninterest Expense | $1.09M |
| Net Interest Income | $984.00k |
| Pre-tax Net Operating Income | $39.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $1.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $880.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.39M |
| Total Liabilities and Capital | $121.21M |
Securities
| Securities | $48.18M |
| Available-for-sale debt securities | $16.45M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $31.73M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Home Banking Company?
$121.21M as of the latest filing.
How much are Home Banking Company's total deposits?
$107.83M in total deposits.
Where is Home Banking Company located?
Selmer, TN.
What is the Net Interest Margin?
3.45%.
How many domestic offices does it operate?
5.
When was it established?
03/15/1915.
What is the Return on Assets (ROA)?
-0.02%.
How much are total loans and leases?
$59.89M (latest filing).
What is the total interest income (latest filing)?
$1.46M.