Old Plank Trail Community Bank, National Association

New Lenox, IL
IDRSSD: 3404207
Total Assets
$3.26B
Latest filing
Total Deposits
$2.88B
Latest filing
Net Interest Margin
3.24%
Profitability

Locations

Main office and branches. Select to view on the map.

Open map →
Main Office
Old Plank Trail Community Bank, National Association
280 Veterans Pkwy
New Lenox, IL 60451
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/16/2006FDIC Certificate 445996

Branches (14)

Page 1 of 2
NameAddressCity / State
Old Plank Trail Community Bank, National Association (Main)280 Veterans PkwyNew Lenox, IL
FIRST NATIONAL BANK OF ILLINOIS BRANCH3256 Ridge RdLansing, IL
FIRST UNITED BANK BRANCH700 W Exchange StCrete, IL
ORLAND PARK BRANCH15330 S La Grange RdOrland Park, IL
LYNWOOD FACILITY19500 Torrence AveChicago Heights, IL
MARKHAM BRANCH3120 W 159th StMarkham, IL
STEGER FACILITY20 W Steger RdSteger, IL
FRANKFORT BANKING FACILITY7626 W Lincoln HwyFrankfort, IL
Showing 7 of 14

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date03/16/2006
Community BankNo
Ownership TypeNot Mutual
ZIP60451
State and County Number17197
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number07
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameChicago-Naperville-Elgin, IL-IN-WI

Operational Info

Number of Employees153
Domestic Offices15
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance03/16/2006
Primary Insurance AgencyDIF
Websitewww.oldplanktrailbank.com
Data Updated11/14/2025
CERT58314
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$3.26B
Total Deposits$2.88B
Total Liabilities$2.98B
Total Equity Capital$278.07M
Net Income$7.67M
Net Loans and Leases$2.34B
Assets Per Employee ($Millions)$20.75M
Bank Premises and Fixed Assets$38.12M
Cash and Balances due from Depository Institutions$139.17M
Deposits Held in Domestic Offices$2.88B

Key Performance Ratios

Return on Assets (ROA)0.96%
Return on Equity (ROE)11.27%
Net Interest Margin3.24%
Efficiency Ratio47.99%
Tier 1 Risk-Based Capital Ratio10.768%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.42%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.537%
Earning Assets to total Assets94.59%

Income and Expense

Total Interest Income$43.24M
Total Noninterest Income$2.06M
Total Interest Expense$18.76M
Total Noninterest Expense$12.74M
Net Interest Income$24.48M
Pre-tax Net Operating Income$10.43M
Provision for Credit Losses$3.36M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$165.00k
Other borrowed funds$75.32M
Federal Funds Sold & Reverse Repurchase Agreement$5.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$17.00M
Total Liabilities and Capital$3.26B

Securities

Securities$627.21M
Available-for-sale debt securities$370.72M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$256.49M
Subordinated Debt$0
Trading Account Assets$2.88M
Trading Liabilities$2.88M

Frequently Asked Questions

What are the total assets of Old Plank Trail Community Bank, National Association?
$3.26B as of the latest filing.
How much are Old Plank Trail Community Bank, National Association's total deposits?
$2.88B in total deposits.
Where is Old Plank Trail Community Bank, National Association located?
New Lenox, IL.
What is the Net Interest Margin?
3.24%.
How many domestic offices does it operate?
15.
When was it established?
03/16/2006.
What is the Return on Assets (ROA)?
0.96%.
How much are total loans and leases?
$2.34B (latest filing).
What is the total interest income (latest filing)?
$43.24M.