Wheaton Bank & Trust, National Association
Wheaton, IL
IDRSSD: 2044811
Total Assets
$4.19B
Latest filing
Total Deposits
$3.56B
Latest filing
Net Interest Margin
3.03%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Wheaton Bank & Trust, National Association
100 N Wheaton Ave
Wheaton, IL 60187
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/17/1993FDIC Certificate 48083
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Wheaton Bank & Trust, National Association (Main) | 100 N Wheaton Ave | Wheaton, IL |
| NAPERVILLE FORT HILL BRANCH | 555 Fort Hill Dr | Naperville, IL |
| COUNTY FARM ROAD BRANCH | 370 S County Farm Rd | Wheaton, IL |
| SOUTH NAPERVILLE BRANCH | 1205 S Naper Blvd | Naperville, IL |
| DOWNTOWN NAPERVILLE BRANCH | 5 South Washington St. | Naperville, IL |
| COMMUNITY BANK WHEATON BRANCH | 357 Roosevelt Rd | Glen Ellyn, IL |
| BOLINGBROOK BRANCH | 198 S Bolingbrook Dr | Bolingbrook, IL |
| LOMBARD BANK & TRUST BRANCH | 1145 S Main St | Lombard, IL |
Showing 7 of 7
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 05/17/1993 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 60187 |
| State and County Number | 17043 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Chicago-Naperville-Elgin, IL-IN-WI |
Operational Info
| Number of Employees | 108 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 05/17/1993 |
| Primary Insurance Agency | DIF |
| Website | www.wheatonbank.com |
| Data Updated | 11/14/2025 |
| CERT | 33803 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $4.19B |
| Total Deposits | $3.56B |
| Total Liabilities | $3.80B |
| Total Equity Capital | $390.21M |
| Net Income | $16.44M |
| Net Loans and Leases | $2.95B |
| Assets Per Employee ($Millions) | $39.51M |
| Bank Premises and Fixed Assets | $24.77M |
| Cash and Balances due from Depository Institutions | $239.47M |
| Deposits Held in Domestic Offices | $3.56B |
Key Performance Ratios
| Return on Assets (ROA) | 1.59% |
| Return on Equity (ROE) | 17.34% |
| Net Interest Margin | 3.03% |
| Efficiency Ratio | 34.55% |
| Tier 1 Risk-Based Capital Ratio | 10.655% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.09% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.317% |
| Earning Assets to total Assets | 93.99% |
Income and Expense
| Total Interest Income | $54.87M |
| Total Noninterest Income | $3.52M |
| Total Interest Expense | $25.52M |
| Total Noninterest Expense | $11.36M |
| Net Interest Income | $29.35M |
| Pre-tax Net Operating Income | $22.42M |
| Provision for Credit Losses | $-903,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $3.89M |
| Other borrowed funds | $201.29M |
| Federal Funds Sold & Reverse Repurchase Agreement | $5.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $28.38M |
| Total Liabilities and Capital | $4.19B |
Securities
| Securities | $767.12M |
| Available-for-sale debt securities | $464.03M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $303.03M |
| Subordinated Debt | $0 |
| Trading Account Assets | $5.70M |
| Trading Liabilities | $5.79M |
Frequently Asked Questions
What are the total assets of Wheaton Bank & Trust, National Association?
$4.19B as of the latest filing.
How much are Wheaton Bank & Trust, National Association's total deposits?
$3.56B in total deposits.
Where is Wheaton Bank & Trust, National Association located?
Wheaton, IL.
What is the Net Interest Margin?
3.03%.
How many domestic offices does it operate?
8.
When was it established?
05/17/1993.
What is the Return on Assets (ROA)?
1.59%.
How much are total loans and leases?
$2.95B (latest filing).
What is the total interest income (latest filing)?
$54.87M.