Wheaton Bank & Trust, National Association
Wheaton, IL
IDRSSD: 2044811
Total Assets
$4.48B
Latest filing
Total Deposits
$3.83B
Latest filing
Net Interest Margin
3.15%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
071925389WHEATON, IL
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Wheaton Bank & Trust, National Association
100 N Wheaton Ave
Wheaton, IL 60187
Full Service - Brick and Mortar
Updated 01/30/2026Established 05/17/1993FDIC Certificate 48083
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Wheaton Bank & Trust, National Association (Main) | 100 N Wheaton Ave | Wheaton, IL |
| NAPERVILLE FORT HILL BRANCH | 555 Fort Hill Dr | Naperville, IL |
| COUNTY FARM ROAD BRANCH | 370 S County Farm Rd | Wheaton, IL |
| SOUTH NAPERVILLE BRANCH | 1205 S Naper Blvd | Naperville, IL |
| DOWNTOWN NAPERVILLE BRANCH | 5 South Washington St. | Naperville, IL |
| COMMUNITY BANK WHEATON BRANCH | 357 Roosevelt Rd | Glen Ellyn, IL |
| BOLINGBROOK BRANCH | 198 S Bolingbrook Dr | Bolingbrook, IL |
| LOMBARD BANK & TRUST BRANCH | 1145 S Main St | Lombard, IL |
Showing 7 of 7
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Grand Ridge National Bank
Wheaton, Illinois
→
Assets: $457.30MΔ -89.1%
State Bank of India
Chicago, Illinois
→
Assets: $4.16BΔ -0.7%
United Community Bank
Chatham, Illinois
→
Assets: $3.97BΔ -5.3%
Carrollton Bank
Carrollton, Illinois
→
Assets: $3.78BΔ -9.8%
Parkway Bank and Trust Company
Harwood Heights, Illinois
→
Assets: $3.72BΔ -11.1%
Barrington Bank & Trust Company, National Association
Barrington, Illinois
→
Assets: $4.85BΔ +15.8%
Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 05/17/1993 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 60187 |
| State and County Number | 17043 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Chicago-Naperville-Elgin, IL-IN-WI |
Operational Info
| Number of Employees | 106 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 05/17/1993 |
| Primary Insurance Agency | DIF |
| Website | www.wheatonbank.com |
| Data Updated | 01/30/2026 |
| CERT | 33803 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $4.48B |
| Total Deposits | $3.83B |
| Total Liabilities | $4.07B |
| Total Equity Capital | $407.55M |
| Net Income | $15.36M |
| Net Loans and Leases | $3.04B |
| Assets Per Employee ($Millions) | $42.25M |
| Bank Premises and Fixed Assets | $24.80M |
| Cash and Balances due from Depository Institutions | $311.72M |
| Deposits Held in Domestic Offices | $3.83B |
Key Performance Ratios
| Return on Assets (ROA) | 1.42% |
| Return on Equity (ROE) | 15.4% |
| Net Interest Margin | 3.15% |
| Efficiency Ratio | 33.57% |
| Tier 1 Risk-Based Capital Ratio | 10.658% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.21% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.1% |
| Earning Assets to total Assets | 93.63% |
Income and Expense
| Total Interest Income | $56.65M |
| Total Noninterest Income | $2.79M |
| Total Interest Expense | $24.64M |
| Total Noninterest Expense | $11.69M |
| Net Interest Income | $32.02M |
| Pre-tax Net Operating Income | $20.86M |
| Provision for Credit Losses | $2.26M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $2.70M |
| Other borrowed funds | $201.28M |
| Federal Funds Sold & Reverse Repurchase Agreement | $5.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $29.46M |
| Total Liabilities and Capital | $4.48B |
Securities
| Securities | $874.46M |
| Available-for-sale debt securities | $576.69M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $297.71M |
| Subordinated Debt | $0 |
| Trading Account Assets | $5.18M |
| Trading Liabilities | $5.17M |
Frequently Asked Questions
What are the total assets of Wheaton Bank & Trust, National Association?
$4.48B as of the latest filing.
How much are Wheaton Bank & Trust, National Association's total deposits?
$3.83B in total deposits.
Where is Wheaton Bank & Trust, National Association located?
Wheaton, IL.
What is the Net Interest Margin?
3.15%.
How many domestic offices does it operate?
8.
When was it established?
05/17/1993.
What is the Return on Assets (ROA)?
1.42%.
How much are total loans and leases?
$3.04B (latest filing).
What is the total interest income (latest filing)?
$56.65M.