Banterra Bank
Marion, IL
IDRSSD: 502849
Total Assets
$3.25B
Latest filing
Total Deposits
$2.96B
Latest filing
Net Interest Margin
3.16%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Banterra Bank
3201 Banterra Dr
Marion, IL 62959
Full Service - Brick and Mortar
Updated 11/14/2025Established 11/26/1955FDIC Certificate 11494
Branches (42)
Page 1 of 6| Name | Address | City / State |
|---|---|---|
| Banterra Bank (Main) | 3201 Banterra Dr | Marion, IL |
| WEST FRANKFORT - 1000 | 110 E Oak St | West Frankfort, IL |
| CHRISTOPHER - 1400 | 506 N Victor St | Christopher, IL |
| ELDORADO - 2100 | 1501 U.S. Route 45 South | Eldorado, IL |
| MCLEANSBORO BRANCH - 2300 | 200 E Market St | Mcleansboro, IL |
| DUQUION - 1200 | 124 W Main St | Du Quoin, IL |
| CARBONDALE FACILITY | 1500 W Main St | Carbondale, IL |
| HIGHWAY 146 BRANCH | 529 E Vine St | Vienna, IL |
Showing 7 of 42
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 11/26/1955 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 62959 |
| State and County Number | 17199 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Not Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Carbondale-Marion, IL |
Operational Info
| Number of Employees | 427 |
| Domestic Offices | 43 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 11/26/1955 |
| Primary Insurance Agency | DIF |
| Website | www.banterra.bank |
| Data Updated | 11/14/2025 |
| CERT | 17514 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $3.25B |
| Total Deposits | $2.96B |
| Total Liabilities | $3.04B |
| Total Equity Capital | $205.04M |
| Net Income | $5.90M |
| Net Loans and Leases | $2.50B |
| Assets Per Employee ($Millions) | $7.66M |
| Bank Premises and Fixed Assets | $30.22M |
| Cash and Balances due from Depository Institutions | $84.88M |
| Deposits Held in Domestic Offices | $2.96B |
Key Performance Ratios
| Return on Assets (ROA) | 0.73% |
| Return on Equity (ROE) | 11.83% |
| Net Interest Margin | 3.16% |
| Efficiency Ratio | 71.09% |
| Tier 1 Risk-Based Capital Ratio | 9.86% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.14% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.31% |
| Earning Assets to total Assets | 94.54% |
Income and Expense
| Total Interest Income | $43.21M |
| Total Noninterest Income | $2.94M |
| Total Interest Expense | $19.06M |
| Total Noninterest Expense | $19.26M |
| Net Interest Income | $24.15M |
| Pre-tax Net Operating Income | $6.70M |
| Provision for Credit Losses | $1.15M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $51.40M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $22.79M |
| Total Liabilities and Capital | $3.25B |
Securities
| Securities | $530.43M |
| Available-for-sale debt securities | $305.96M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $223.57M |
| Subordinated Debt | $14.93M |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Banterra Bank?
$3.25B as of the latest filing.
How much are Banterra Bank's total deposits?
$2.96B in total deposits.
Where is Banterra Bank located?
Marion, IL.
What is the Net Interest Margin?
3.16%.
How many domestic offices does it operate?
43.
When was it established?
11/26/1955.
What is the Return on Assets (ROA)?
0.73%.
How much are total loans and leases?
$2.50B (latest filing).
What is the total interest income (latest filing)?
$43.21M.