Banterra Bank
Marion, IL
IDRSSD: 502849
Total Assets
$3.29B
Latest filing
Total Deposits
$2.98B
Latest filing
Net Interest Margin
3.32%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
081222593MARION, IL
Key People
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Locations
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Main Office
Banterra Bank
3201 Banterra Dr
Marion, IL 62959
Full Service - Brick and Mortar
Updated 01/30/2026Established 11/26/1955FDIC Certificate 11494
Branches (41)
Page 1 of 6| Name | Address | City / State |
|---|---|---|
| Banterra Bank (Main) | 3201 Banterra Dr | Marion, IL |
| WEST FRANKFORT - 1000 | 110 E Oak St | West Frankfort, IL |
| CHRISTOPHER - 1400 | 506 N Victor St | Christopher, IL |
| ELDORADO - 2100 | 1501 U.S. Route 45 South | Eldorado, IL |
| MCLEANSBORO BRANCH - 2300 | 200 E Market St | Mcleansboro, IL |
| DUQUION - 1200 | 124 W Main St | Du Quoin, IL |
| CARBONDALE FACILITY | 1500 W Main St | Carbondale, IL |
| HIGHWAY 146 BRANCH | 529 E Vine St | Vienna, IL |
Showing 7 of 41
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 11/26/1955 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 62959 |
| State and County Number | 17199 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Not Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Carbondale-Marion, IL |
Operational Info
| Number of Employees | 424 |
| Domestic Offices | 43 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 11/26/1955 |
| Primary Insurance Agency | DIF |
| Website | www.banterra.bank |
| Data Updated | 01/30/2026 |
| CERT | 17514 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $3.29B |
| Total Deposits | $2.98B |
| Total Liabilities | $3.07B |
| Total Equity Capital | $216.72M |
| Net Income | $6.32M |
| Net Loans and Leases | $2.54B |
| Assets Per Employee ($Millions) | $7.79M |
| Bank Premises and Fixed Assets | $30.36M |
| Cash and Balances due from Depository Institutions | $64.09M |
| Deposits Held in Domestic Offices | $2.98B |
Key Performance Ratios
| Return on Assets (ROA) | 0.77% |
| Return on Equity (ROE) | 12% |
| Net Interest Margin | 3.32% |
| Efficiency Ratio | 69.98% |
| Tier 1 Risk-Based Capital Ratio | 9.819% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.14% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.59% |
| Earning Assets to total Assets | 94.79% |
Income and Expense
| Total Interest Income | $44.39M |
| Total Noninterest Income | $3.13M |
| Total Interest Expense | $18.67M |
| Total Noninterest Expense | $20.19M |
| Net Interest Income | $25.72M |
| Pre-tax Net Operating Income | $7.53M |
| Provision for Credit Losses | $1.15M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $51.40M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $26.18M |
| Total Liabilities and Capital | $3.29B |
Securities
| Securities | $547.06M |
| Available-for-sale debt securities | $322.17M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $223.99M |
| Subordinated Debt | $14.93M |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Banterra Bank?
$3.29B as of the latest filing.
How much are Banterra Bank's total deposits?
$2.98B in total deposits.
Where is Banterra Bank located?
Marion, IL.
What is the Net Interest Margin?
3.32%.
How many domestic offices does it operate?
43.
When was it established?
11/26/1955.
What is the Return on Assets (ROA)?
0.77%.
How much are total loans and leases?
$2.54B (latest filing).
What is the total interest income (latest filing)?
$44.39M.