Carrollton Bank

Carrollton, IL
IDRSSD: 1001648
Total Assets
$3.81B
Latest filing
Total Deposits
$3.49B
Latest filing
Net Interest Margin
3.35%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

081906013CARROLLTON, IL

Key People

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Locations

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Main Office
Carrollton Bank
315 6th St
Carrollton, IL 62016
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1877FDIC Certificate 7874

Branches (12)

Page 1 of 2
NameAddressCity / State
Carrollton Bank (Main)315 6th StCarrollton, IL
SPRINGFIELD BRANCH2135 Wabash AveSpringfield, IL
ALTON BRANCH120 Homer M Adams PkwyAlton, IL
DES PERES BRANCH11710 Manchester RdDes Peres, MO
GODFREY BRANCH136 Northport DriveGodfrey, IL
SAINT CHARLES BRANCH3050 W Clay StSaint Charles, MO
JERSEYVILLE BANKING CENTER1101 S State StJerseyville, IL
SAINT LOUIS HILLS BRANCH5807 Murdoch AveSaint Louis, MO
Showing 7 of 12

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1877
Community BankYes
Ownership TypeNot Mutual
ZIP62016
State and County Number17061
Subchapter S CorporationsNo
Trust PowersLimited Trust Powers Granted
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameN/A

Operational Info

Number of Employees305
Domestic Offices13
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.carrolltonbanking.com
Data Updated01/30/2026
CERT12383
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$3.81B
Total Deposits$3.49B
Total Liabilities$3.52B
Total Equity Capital$292.61M
Net Income$10.11M
Net Loans and Leases$2.86B
Assets Per Employee ($Millions)$12.49M
Bank Premises and Fixed Assets$68.83M
Cash and Balances due from Depository Institutions$570.05M
Deposits Held in Domestic Offices$3.49B

Key Performance Ratios

Return on Assets (ROA)1.07%
Return on Equity (ROE)13.88%
Net Interest Margin3.35%
Efficiency Ratio55.7%
Tier 1 Risk-Based Capital Ratio9.806%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.28%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets7.68%
Earning Assets to total Assets96.41%

Income and Expense

Total Interest Income$51.22M
Total Noninterest Income$3.02M
Total Interest Expense$20.69M
Total Noninterest Expense$18.69M
Net Interest Income$30.54M
Pre-tax Net Operating Income$12.24M
Provision for Credit Losses$2.63M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$4.58M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$26.71M
Total Liabilities and Capital$3.81B

Securities

Securities$260.20M
Available-for-sale debt securities$251.11M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Carrollton Bank?
$3.81B as of the latest filing.
How much are Carrollton Bank's total deposits?
$3.49B in total deposits.
Where is Carrollton Bank located?
Carrollton, IL.
What is the Net Interest Margin?
3.35%.
How many domestic offices does it operate?
13.
When was it established?
01/01/1877.
What is the Return on Assets (ROA)?
1.07%.
How much are total loans and leases?
$2.86B (latest filing).
What is the total interest income (latest filing)?
$51.22M.