Carrollton Bank

Carrollton, IL
IDRSSD: 1001648
Total Assets
$3.78B
Latest filing
Total Deposits
$3.46B
Latest filing
Net Interest Margin
3.23%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1877
Community BankYes
Ownership TypeNot Mutual
ZIP62016
State and County Number17061
Subchapter S CorporationsNo
Trust PowersLimited Trust Powers Granted
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameN/A

Operational Info

Number of Employees298
Domestic Offices13
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.carrolltonbanking.com
Data Updated11/14/2025
CERT12383
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$3.78B
Total Deposits$3.46B
Total Liabilities$3.49B
Total Equity Capital$290.06M
Net Income$9.51M
Net Loans and Leases$2.75B
Assets Per Employee ($Millions)$12.38M
Bank Premises and Fixed Assets$67.13M
Cash and Balances due from Depository Institutions$642.50M
Deposits Held in Domestic Offices$3.46B

Key Performance Ratios

Return on Assets (ROA)1.02%
Return on Equity (ROE)13.16%
Net Interest Margin3.23%
Efficiency Ratio56.85%
Tier 1 Risk-Based Capital Ratio10.114%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.12%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets7.681%
Earning Assets to total Assets96.11%

Income and Expense

Total Interest Income$51.52M
Total Noninterest Income$3.33M
Total Interest Expense$22.59M
Total Noninterest Expense$18.34M
Net Interest Income$28.93M
Pre-tax Net Operating Income$12.78M
Provision for Credit Losses$1.15M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$8.31M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$24.84M
Total Liabilities and Capital$3.78B

Securities

Securities$268.49M
Available-for-sale debt securities$259.93M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Carrollton Bank?
$3.78B as of the latest filing.
How much are Carrollton Bank's total deposits?
$3.46B in total deposits.
Where is Carrollton Bank located?
Carrollton, IL.
What is the Net Interest Margin?
3.23%.
How many domestic offices does it operate?
13.
When was it established?
01/01/1877.
What is the Return on Assets (ROA)?
1.02%.
How much are total loans and leases?
$2.75B (latest filing).
What is the total interest income (latest filing)?
$51.52M.