INB, National Association
Springfield, IL
IDRSSD: 925037
Total Assets
$2.49B
Latest filing
Total Deposits
$2.24B
Latest filing
Net Interest Margin
3.15%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
INB, National Association
322 E Capitol Ave
Springfield, IL 62701
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1905FDIC Certificate 2341
Branches (13)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| INB, National Association (Main) | 322 E Capitol Ave | Springfield, IL |
| RIVERTON COMMUNITY BANK BRANCH | 409 N 7th St | Riverton, IL |
| FAIRMONT BRANCH | 109 S Main St | Fairmount, IL |
| MONTVALE BRANCH | 2601 Chatham Rd | Springfield, IL |
| PLEASANT PLAINS BRANCH | 106 W Main St | Pleasant Plains, IL |
| CHATHAM BRANCH | 100 E Plummer Blvd | Chatham, IL |
| MOUNT PULASKI BRANCH | 205 E Jefferson St | Mount Pulaski, IL |
| SOUTH SIXTH STREET BRANCH | 2849 S 6th St | Springfield, IL |
Showing 7 of 13
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1905 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 62701 |
| State and County Number | 17167 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Springfield, IL |
Operational Info
| Number of Employees | 317 |
| Domestic Offices | 14 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.inb.com |
| Data Updated | 11/14/2025 |
| CERT | 3664 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.49B |
| Total Deposits | $2.24B |
| Total Liabilities | $2.25B |
| Total Equity Capital | $234.98M |
| Net Income | $8.48M |
| Net Loans and Leases | $1.94B |
| Assets Per Employee ($Millions) | $8.03M |
| Bank Premises and Fixed Assets | $30.11M |
| Cash and Balances due from Depository Institutions | $370.78M |
| Deposits Held in Domestic Offices | $2.24B |
Key Performance Ratios
| Return on Assets (ROA) | 1.37% |
| Return on Equity (ROE) | 14.62% |
| Net Interest Margin | 3.15% |
| Efficiency Ratio | 61.55% |
| Tier 1 Risk-Based Capital Ratio | 11.9% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.08% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.439% |
| Earning Assets to total Assets | 96.59% |
Income and Expense
| Total Interest Income | $34.49M |
| Total Noninterest Income | $4.75M |
| Total Interest Expense | $15.75M |
| Total Noninterest Expense | $14.45M |
| Net Interest Income | $18.74M |
| Pre-tax Net Operating Income | $8.56M |
| Provision for Credit Losses | $468.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $1.54M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $15.48M |
| Total Liabilities and Capital | $2.49B |
Securities
| Securities | $113.99M |
| Available-for-sale debt securities | $113.75M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of INB, National Association?
$2.49B as of the latest filing.
How much are INB, National Association's total deposits?
$2.24B in total deposits.
Where is INB, National Association located?
Springfield, IL.
What is the Net Interest Margin?
3.15%.
How many domestic offices does it operate?
14.
When was it established?
01/01/1905.
What is the Return on Assets (ROA)?
1.37%.
How much are total loans and leases?
$1.94B (latest filing).
What is the total interest income (latest filing)?
$34.49M.