Lakeside Bank
Chicago, IL
IDRSSD: 201834
Total Assets
$2.84B
Latest filing
Total Deposits
$2.42B
Latest filing
Net Interest Margin
3.70%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Lakeside Bank
55 W Wacker Dr
Chicago, IL 60601
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/01/1966FDIC Certificate 13373
Branches (10)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Lakeside Bank (Main) | 55 W Wacker Dr | Chicago, IL |
| CHINATOWN BRANCH | 2200 S Archer Ave | Chicago, IL |
| SOUTH LOOP BRANCH | 1350 S Michigan Ave | Chicago, IL |
| BOARD OF TRADE BRANCH | 141 W Jackson Blvd | Chicago, IL |
| LAKEVIEW/LINCOLN PARK BRANCH | 2800 N Ashland Ave | Chicago, IL |
| ELMHURST BRANCH | 165 S York St | Elmhurst, IL |
| OAKBROOK TERRACE BRANCH | 18w100 22nd St | Oakbrook Terrace, IL |
| BRIDGEPORT BRANCH | 3855 S Halsted St | Chicago, IL |
Showing 7 of 10
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/01/1966 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 60601 |
| State and County Number | 17031 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Chicago-Naperville-Elgin, IL-IN-WI |
Operational Info
| Number of Employees | 209 |
| Domestic Offices | 10 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 04/01/1966 |
| Primary Insurance Agency | DIF |
| Website | http://WWW.LAKESIDEBANK.COM |
| Data Updated | 11/14/2025 |
| CERT | 19573 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.84B |
| Total Deposits | $2.42B |
| Total Liabilities | $2.56B |
| Total Equity Capital | $283.10M |
| Net Income | $11.78M |
| Net Loans and Leases | $2.21B |
| Assets Per Employee ($Millions) | $14.05M |
| Bank Premises and Fixed Assets | $56.38M |
| Cash and Balances due from Depository Institutions | $301.66M |
| Deposits Held in Domestic Offices | $2.42B |
Key Performance Ratios
| Return on Assets (ROA) | 1.7% |
| Return on Equity (ROE) | 16.64% |
| Net Interest Margin | 3.7% |
| Efficiency Ratio | 53.36% |
| Tier 1 Risk-Based Capital Ratio | 11.968% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.972% |
| Earning Assets to total Assets | 94.92% |
Income and Expense
| Total Interest Income | $41.65M |
| Total Noninterest Income | $2.13M |
| Total Interest Expense | $17.39M |
| Total Noninterest Expense | $14.09M |
| Net Interest Income | $24.26M |
| Pre-tax Net Operating Income | $11.81M |
| Provision for Credit Losses | $500.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $112.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $25.34M |
| Total Liabilities and Capital | $2.84B |
Securities
| Securities | $188.53M |
| Available-for-sale debt securities | $188.29M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Lakeside Bank?
$2.84B as of the latest filing.
How much are Lakeside Bank's total deposits?
$2.42B in total deposits.
Where is Lakeside Bank located?
Chicago, IL.
What is the Net Interest Margin?
3.70%.
How many domestic offices does it operate?
10.
When was it established?
04/01/1966.
What is the Return on Assets (ROA)?
1.7%.
How much are total loans and leases?
$2.21B (latest filing).
What is the total interest income (latest filing)?
$41.65M.