FCB Banks
Collinsville, IL
IDRSSD: 1459717
Total Assets
$2.61B
Latest filing
Total Deposits
$2.24B
Latest filing
Net Interest Margin
3.23%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
FCB Banks
800 Belt Line Rd
Collinsville, IL 62234
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/09/1990FDIC Certificate 46186
Branches (19)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| FCB Banks (Main) | 800 Belt Line Rd | Collinsville, IL |
| FCB COLUMBIA BRANCH | 700 Columbia Centre | Columbia, IL |
| SWANSEA BRANCH | 2610 N Illinois St | Swansea, IL |
| TROY BRANCH | 504 Edwardsville Rd | Troy, IL |
| MARYVILLE BRANCH | 2729 Maryville Rd | Maryville, IL |
| EDWARDSVILLE BRANCH | 6659 Center Grove Rd | Edwardsville, IL |
| O'FALLON BRANCH | 1501 W Highway 50 | O Fallon, IL |
| HIGHLAND BRANCH | 111 Walnut St | Highland, IL |
Showing 7 of 19
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/09/1990 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 62234 |
| State and County Number | 17119 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | St. Louis, MO-IL |
Operational Info
| Number of Employees | 220 |
| Domestic Offices | 20 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 07/09/1990 |
| Primary Insurance Agency | DIF |
| Website | www.fcbbanks.com |
| Data Updated | 11/14/2025 |
| CERT | 33005 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.61B |
| Total Deposits | $2.24B |
| Total Liabilities | $2.41B |
| Total Equity Capital | $206.85M |
| Net Income | $11.39M |
| Net Loans and Leases | $1.92B |
| Assets Per Employee ($Millions) | $11.41M |
| Bank Premises and Fixed Assets | $19.73M |
| Cash and Balances due from Depository Institutions | $142.04M |
| Deposits Held in Domestic Offices | $2.24B |
Key Performance Ratios
| Return on Assets (ROA) | 1.75% |
| Return on Equity (ROE) | 22.35% |
| Net Interest Margin | 3.23% |
| Efficiency Ratio | 50.55% |
| Tier 1 Risk-Based Capital Ratio | 12.359% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.05% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.919% |
| Earning Assets to total Assets | 97.56% |
Income and Expense
| Total Interest Income | $35.29M |
| Total Noninterest Income | $3.35M |
| Total Interest Expense | $14.79M |
| Total Noninterest Expense | $12.07M |
| Net Interest Income | $20.50M |
| Pre-tax Net Operating Income | $11.48M |
| Provision for Credit Losses | $300.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $51.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $30.93M |
| Federal Funds Purchased and Repurchased Agreement | $159.83M |
| All Other Liabilities | $9.28M |
| Total Liabilities and Capital | $2.61B |
Securities
| Securities | $472.47M |
| Available-for-sale debt securities | $472.47M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of FCB Banks?
$2.61B as of the latest filing.
How much are FCB Banks's total deposits?
$2.24B in total deposits.
Where is FCB Banks located?
Collinsville, IL.
What is the Net Interest Margin?
3.23%.
How many domestic offices does it operate?
20.
When was it established?
07/09/1990.
What is the Return on Assets (ROA)?
1.75%.
How much are total loans and leases?
$1.92B (latest filing).
What is the total interest income (latest filing)?
$35.29M.