Northwestern Bank, National Association

Dilworth, MN
IDRSSD: 207555
Total Assets
$156.57M
Latest filing
Total Deposits
$135.80M
Latest filing
Net Interest Margin
5.48%
Profitability

Locations

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Main Office
Northwestern Bank, National Association
4 Main St N
Dilworth, MN 56529
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/01/1915FDIC Certificate 6234

Branches (5)

Page 1 of 1
NameAddressCity / State
Northwestern Bank, National Association (Main)4 Main St NDilworth, MN
ULEN BRANCH11 1st St SwUlen, MN
MOORHEAD BRANCH2405 8th St SMoorhead, MN
FERGUS FALLS BRANCH402 W Lincoln AveFergus Falls, MN
DETROIT LAKES BRANCH928 Mckinley AveDetroit Lakes, MN
HENDRUM BRANCH300 Main StreetHendrum, MN
Showing 5 of 5

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date07/01/1915
Community BankYes
Ownership TypeNot Mutual
ZIP56529
State and County Number27027
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number09
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameFargo, ND-MN

Operational Info

Number of Employees37
Domestic Offices6
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.nwbanks.com
Data Updated11/14/2025
CERT9746
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$156.57M
Total Deposits$135.80M
Total Liabilities$138.48M
Total Equity Capital$18.09M
Net Income$512.00k
Net Loans and Leases$119.16M
Assets Per Employee ($Millions)$4.47M
Bank Premises and Fixed Assets$2.43M
Cash and Balances due from Depository Institutions$10.60M
Deposits Held in Domestic Offices$135.80M

Key Performance Ratios

Return on Assets (ROA)1.28%
Return on Equity (ROE)11.41%
Net Interest Margin5.48%
Efficiency Ratio75.49%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.08%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.556%
Earning Assets to total Assets93.64%

Income and Expense

Total Interest Income$2.41M
Total Noninterest Income$171.00k
Total Interest Expense$369.00k
Total Noninterest Expense$1.67M
Net Interest Income$2.04M
Pre-tax Net Operating Income$512.00k
Provision for Credit Losses$30.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.67M
Total Liabilities and Capital$156.57M

Securities

Securities$20.57M
Available-for-sale debt securities$20.57M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Northwestern Bank, National Association?
$156.57M as of the latest filing.
How much are Northwestern Bank, National Association's total deposits?
$135.80M in total deposits.
Where is Northwestern Bank, National Association located?
Dilworth, MN.
What is the Net Interest Margin?
5.48%.
How many domestic offices does it operate?
6.
When was it established?
07/01/1915.
What is the Return on Assets (ROA)?
1.28%.
How much are total loans and leases?
$119.16M (latest filing).
What is the total interest income (latest filing)?
$2.41M.