Security State Bank of Warroad
Warroad, MN
IDRSSD: 868059
Total Assets
$141.72M
Latest filing
Total Deposits
$124.12M
Latest filing
Net Interest Margin
3.75%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Security State Bank of Warroad
502 Lake St Ne
Warroad, MN 56763
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/13/1912FDIC Certificate 6257
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Security State Bank of Warroad (Main) | 502 Lake St Ne | Warroad, MN |
| WARROAD BRANCH | 505 Lake St Ne | Warroad, MN |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/13/1912 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 56763 |
| State and County Number | 27135 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 15 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.ssbwarroad.com |
| Data Updated | 01/30/2026 |
| CERT | 9773 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $141.72M |
| Total Deposits | $124.12M |
| Total Liabilities | $124.70M |
| Total Equity Capital | $17.02M |
| Net Income | $374.00k |
| Net Loans and Leases | $64.90M |
| Assets Per Employee ($Millions) | $9.45M |
| Bank Premises and Fixed Assets | $214.00k |
| Cash and Balances due from Depository Institutions | $9.99M |
| Deposits Held in Domestic Offices | $124.12M |
Key Performance Ratios
| Return on Assets (ROA) | 1.04% |
| Return on Equity (ROE) | 8.97% |
| Net Interest Margin | 3.75% |
| Efficiency Ratio | 57.66% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.13% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.009% |
| Earning Assets to total Assets | 90.08% |
Income and Expense
| Total Interest Income | $1.65M |
| Total Noninterest Income | $10.00k |
| Total Interest Expense | $437.00k |
| Total Noninterest Expense | $704.00k |
| Net Interest Income | $1.21M |
| Pre-tax Net Operating Income | $472.00k |
| Provision for Credit Losses | $45.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $5.00M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $578.00k |
| Total Liabilities and Capital | $141.72M |
Securities
| Securities | $52.38M |
| Available-for-sale debt securities | $52.38M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Security State Bank of Warroad?
$141.72M as of the latest filing.
How much are Security State Bank of Warroad's total deposits?
$124.12M in total deposits.
Where is Security State Bank of Warroad located?
Warroad, MN.
What is the Net Interest Margin?
3.75%.
How many domestic offices does it operate?
2.
When was it established?
09/13/1912.
What is the Return on Assets (ROA)?
1.04%.
How much are total loans and leases?
$64.90M (latest filing).
What is the total interest income (latest filing)?
$1.65M.