The First National Bank of Le Center
Lonsdale, MN
IDRSSD: 986551
Total Assets
$173.82M
Latest filing
Total Deposits
$151.46M
Latest filing
Net Interest Margin
3.55%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The First National Bank of Le Center
701 Ash St Ne
Lonsdale, MN 55046
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1903FDIC Certificate 3471
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The First National Bank of Le Center (Main) | 701 Ash St Ne | Lonsdale, MN |
| LE CENTER BRANCH | 10 West Minnesota St. | Minneapolis, MN |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1903 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 55046 |
| State and County Number | 27131 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Faribault-Northfield, MN |
Operational Info
| Number of Employees | 20 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fnblecenter.com |
| Data Updated | 11/14/2025 |
| CERT | 5180 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $173.82M |
| Total Deposits | $151.46M |
| Total Liabilities | $157.72M |
| Total Equity Capital | $16.10M |
| Net Income | $584.00k |
| Net Loans and Leases | $123.04M |
| Assets Per Employee ($Millions) | $8.28M |
| Bank Premises and Fixed Assets | $4.82M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $151.46M |
Key Performance Ratios
| Return on Assets (ROA) | 1.38% |
| Return on Equity (ROE) | 14.82% |
| Net Interest Margin | 3.55% |
| Efficiency Ratio | 59.09% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.264% |
| Earning Assets to total Assets | 91.32% |
Income and Expense
| Total Interest Income | $2.31M |
| Total Noninterest Income | $161.00k |
| Total Interest Expense | $935.00k |
| Total Noninterest Expense | $907.00k |
| Net Interest Income | $1.37M |
| Pre-tax Net Operating Income | $628.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $607.00k |
| Federal Funds Purchased and Repurchased Agreement | $4.20M |
| All Other Liabilities | $2.05M |
| Total Liabilities and Capital | $173.82M |
Securities
| Securities | $18.69M |
| Available-for-sale debt securities | $16.92M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $1.78M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The First National Bank of Le Center?
$173.82M as of the latest filing.
How much are The First National Bank of Le Center's total deposits?
$151.46M in total deposits.
Where is The First National Bank of Le Center located?
Lonsdale, MN.
What is the Net Interest Margin?
3.55%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1903.
What is the Return on Assets (ROA)?
1.38%.
How much are total loans and leases?
$123.04M (latest filing).
What is the total interest income (latest filing)?
$2.31M.