Citizens State Bank Norwood Young America
Norwood Young America, MN
IDRSSD: 875655
Total Assets
$144.87M
Latest filing
Total Deposits
$129.85M
Latest filing
Net Interest Margin
4.24%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Citizens State Bank Norwood Young America
409 Faxon Rd N
Norwood Young America, MN 55368
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/05/1914FDIC Certificate 1298
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Citizens State Bank Norwood Young America (Main) | 409 Faxon Rd N | Norwood Young America, MN | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/05/1914 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 55368 |
| State and County Number | 27019 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Minneapolis-St. Paul-Bloomington, MN-WI |
Operational Info
| Number of Employees | 19 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.citizensstatebanknya.com |
| Data Updated | 01/30/2026 |
| CERT | 1933 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $144.87M |
| Total Deposits | $129.85M |
| Total Liabilities | $130.59M |
| Total Equity Capital | $14.28M |
| Net Income | $536.00k |
| Net Loans and Leases | $70.52M |
| Assets Per Employee ($Millions) | $7.62M |
| Bank Premises and Fixed Assets | $1.56M |
| Cash and Balances due from Depository Institutions | $35.12M |
| Deposits Held in Domestic Offices | $129.85M |
Key Performance Ratios
| Return on Assets (ROA) | 1.51% |
| Return on Equity (ROE) | 15.28% |
| Net Interest Margin | 4.24% |
| Efficiency Ratio | 53.79% |
| Tier 1 Risk-Based Capital Ratio | 15.426% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.08% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.856% |
| Earning Assets to total Assets | 93.41% |
Income and Expense
| Total Interest Income | $1.85M |
| Total Noninterest Income | $93.00k |
| Total Interest Expense | $437.00k |
| Total Noninterest Expense | $808.00k |
| Net Interest Income | $1.41M |
| Pre-tax Net Operating Income | $664.00k |
| Provision for Credit Losses | $30.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $218.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $745.00k |
| Total Liabilities and Capital | $144.87M |
Securities
| Securities | $32.04M |
| Available-for-sale debt securities | $31.97M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Citizens State Bank Norwood Young America?
$144.87M as of the latest filing.
How much are Citizens State Bank Norwood Young America's total deposits?
$129.85M in total deposits.
Where is Citizens State Bank Norwood Young America located?
Norwood Young America, MN.
What is the Net Interest Margin?
4.24%.
How many domestic offices does it operate?
1.
When was it established?
06/05/1914.
What is the Return on Assets (ROA)?
1.51%.
How much are total loans and leases?
$70.52M (latest filing).
What is the total interest income (latest filing)?
$1.85M.