Lake Region Bank

New London, MN
IDRSSD: 164153
Total Assets
$143.50M
Latest filing
Total Deposits
$129.16M
Latest filing
Net Interest Margin
4.73%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

091911153NEW LONDON, MN

Key People

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Locations

Main office and branches. Select to view on the map.

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Main Office
Lake Region Bank
51 Main St S
New London, MN 56273
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/12/1915FDIC Certificate 7020

Branches (2)

Page 1 of 1
NameAddressCity / State
Lake Region Bank (Main)51 Main St SNew London, MN
DETACHED FACILITY49 Front St NwSunburg, MN
WILLMAR BRANCH1690 1st St SWillmar, MN
Showing 2 of 2

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/12/1915
Community BankYes
Ownership TypeNot Mutual
ZIP56273
State and County Number27067
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number09
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameWillmar, MN

Operational Info

Number of Employees32
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date01/10/2020
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.lakeregion.com
Data Updated01/30/2026
CERT10965
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$143.50M
Total Deposits$129.16M
Total Liabilities$130.07M
Total Equity Capital$13.44M
Net Income$370.00k
Net Loans and Leases$73.00M
Assets Per Employee ($Millions)$4.63M
Bank Premises and Fixed Assets$1.94M
Cash and Balances due from Depository Institutions$8.98M
Deposits Held in Domestic Offices$129.16M

Key Performance Ratios

Return on Assets (ROA)1.02%
Return on Equity (ROE)11.29%
Net Interest Margin4.73%
Efficiency Ratio67.86%
Tier 1 Risk-Based Capital Ratio20.409%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.23%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.362%
Earning Assets to total Assets95.44%

Income and Expense

Total Interest Income$1.86M
Total Noninterest Income$662.00k
Total Interest Expense$234.00k
Total Noninterest Expense$1.58M
Net Interest Income$1.63M
Pre-tax Net Operating Income$628.00k
Provision for Credit Losses$82.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$92.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$907.00k
Total Liabilities and Capital$143.50M

Securities

Securities$56.90M
Available-for-sale debt securities$56.83M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Lake Region Bank?
$143.50M as of the latest filing.
How much are Lake Region Bank's total deposits?
$129.16M in total deposits.
Where is Lake Region Bank located?
New London, MN.
What is the Net Interest Margin?
4.73%.
How many domestic offices does it operate?
3.
When was it established?
01/12/1915.
What is the Return on Assets (ROA)?
1.02%.
How much are total loans and leases?
$73.00M (latest filing).
What is the total interest income (latest filing)?
$1.86M.