First Security Bank
Byron, MN
IDRSSD: 109154
Total Assets
$154.25M
Latest filing
Total Deposits
$117.05M
Latest filing
Net Interest Margin
3.48%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
091202736CANBY, MN
Key People
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Locations
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Main Office
First Security Bank
316 Byron Ave N
Byron, MN 55920
Full Service - Brick and Mortar
Updated 01/30/2026Established 12/27/1904FDIC Certificate 6220
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| First Security Bank (Main) | 316 Byron Ave N | Byron, MN | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 12/27/1904 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 55920 |
| State and County Number | 27109 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Rochester, MN |
Operational Info
| Number of Employees | 11 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | WWW.fsbbyron.com |
| Data Updated | 01/30/2026 |
| CERT | 9728 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $154.25M |
| Total Deposits | $117.05M |
| Total Liabilities | $143.09M |
| Total Equity Capital | $11.16M |
| Net Income | $501.00k |
| Net Loans and Leases | $118.31M |
| Assets Per Employee ($Millions) | $12.85M |
| Bank Premises and Fixed Assets | $1.12M |
| Cash and Balances due from Depository Institutions | $6.09M |
| Deposits Held in Domestic Offices | $117.05M |
Key Performance Ratios
| Return on Assets (ROA) | 1.31% |
| Return on Equity (ROE) | 18.17% |
| Net Interest Margin | 3.48% |
| Efficiency Ratio | 58.18% |
| Tier 1 Risk-Based Capital Ratio | 10.623% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.2% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.232% |
| Earning Assets to total Assets | 95.86% |
Income and Expense
| Total Interest Income | $2.30M |
| Total Noninterest Income | $83.00k |
| Total Interest Expense | $1.02M |
| Total Noninterest Expense | $793.00k |
| Net Interest Income | $1.28M |
| Pre-tax Net Operating Income | $492.00k |
| Provision for Credit Losses | $78.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $77.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $25.55M |
| All Other Liabilities | $494.00k |
| Total Liabilities and Capital | $154.25M |
Securities
| Securities | $25.23M |
| Available-for-sale debt securities | $25.23M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Security Bank?
$154.25M as of the latest filing.
How much are First Security Bank's total deposits?
$117.05M in total deposits.
Where is First Security Bank located?
Byron, MN.
What is the Net Interest Margin?
3.48%.
How many domestic offices does it operate?
1.
When was it established?
12/27/1904.
What is the Return on Assets (ROA)?
1.31%.
How much are total loans and leases?
$118.31M (latest filing).
What is the total interest income (latest filing)?
$2.30M.