Woodland Bank
Deer River, MN
IDRSSD: 788652
Total Assets
$168.81M
Latest filing
Total Deposits
$146.01M
Latest filing
Net Interest Margin
4.57%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Woodland Bank
217 Main Ave E
Deer River, MN 56636
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1920FDIC Certificate 5657
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Woodland Bank (Main) | 217 Main Ave E | Deer River, MN |
| COHASSET OFFICE | 55 E Highway 2 | Cohasset, MN |
| HILL CITY OFFICE | 675 Highway 169 | Hill City, MN |
| GRAND RAPIDS BRANCH | 2610 S Highway 169 | Grand Rapids, MN |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1920 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 56636 |
| State and County Number | 27061 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Grand Rapids, MN |
Operational Info
| Number of Employees | 32 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.woodland.bank |
| Data Updated | 11/14/2025 |
| CERT | 8863 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $168.81M |
| Total Deposits | $146.01M |
| Total Liabilities | $155.04M |
| Total Equity Capital | $13.77M |
| Net Income | $322.00k |
| Net Loans and Leases | $127.44M |
| Assets Per Employee ($Millions) | $5.28M |
| Bank Premises and Fixed Assets | $10.56M |
| Cash and Balances due from Depository Institutions | $4.55M |
| Deposits Held in Domestic Offices | $146.01M |
Key Performance Ratios
| Return on Assets (ROA) | 0.77% |
| Return on Equity (ROE) | 9.49% |
| Net Interest Margin | 4.57% |
| Efficiency Ratio | 76.72% |
| Tier 1 Risk-Based Capital Ratio | 10.942% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.158% |
| Earning Assets to total Assets | 89.05% |
Income and Expense
| Total Interest Income | $2.42M |
| Total Noninterest Income | $363.00k |
| Total Interest Expense | $731.00k |
| Total Noninterest Expense | $1.57M |
| Net Interest Income | $1.69M |
| Pre-tax Net Operating Income | $447.00k |
| Provision for Credit Losses | $30.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $7.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $3.99M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.02M |
| Total Liabilities and Capital | $168.81M |
Securities
| Securities | $16.37M |
| Available-for-sale debt securities | $11.30M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $5.07M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Woodland Bank?
$168.81M as of the latest filing.
How much are Woodland Bank's total deposits?
$146.01M in total deposits.
Where is Woodland Bank located?
Deer River, MN.
What is the Net Interest Margin?
4.57%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1920.
What is the Return on Assets (ROA)?
0.77%.
How much are total loans and leases?
$127.44M (latest filing).
What is the total interest income (latest filing)?
$2.42M.