The North Salem State Bank
North Salem, IN
IDRSSD: 947749
Total Assets
$776.25M
Latest filing
Total Deposits
$689.86M
Latest filing
Net Interest Margin
4.42%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
074908688NORTH SALEM, IN
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
The North Salem State Bank
7 N Broadway St
North Salem, IN 46165
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/14/1923FDIC Certificate 5130
Branches (8)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| The North Salem State Bank (Main) | 7 N Broadway St | North Salem, IN |
| DANVILLE BRANCH | 704 W Main St | Danville, IN |
| GREENCASTLE BRANCH | 117 S Warren Dr | Greencastle, IN |
| DANVILLE OLD FARM BRANCH | 1500 E Main St | Danville, IN |
| LEBANON, IN BRANCH | 2202 N Lebanon St | Lebanon, IN |
| GREENCASTLE NORTH BRANCH | 1289 N Jackson St | Greencastle, IN |
| PLAINFIELD BRANCH | 2485 E Main St | Plainfield, IN |
| CLAYTON | 9 W Kentucky St | Clayton, IN |
Showing 7 of 8
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Citizens Bank
Mooresville, Indiana
→
Assets: $698.20MΔ -3.8%
FCN Bank, National Association
Brookville, Indiana
→
Assets: $774.92MΔ +6.7%
The Fountain Trust Company
Covington, Indiana
→
Assets: $673.45MΔ -7.2%
First Federal Savings Bank
Rochester, Indiana
→
Assets: $662.88MΔ -8.7%
The New Washington State Bank
New Washington, Indiana
→
Assets: $637.29MΔ -12.2%
Springs Valley Bank & Trust Company
French Lick, Indiana
→
Assets: $636.59MΔ -12.3%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/14/1923 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 46165 |
| State and County Number | 18063 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Indianapolis-Carmel-Anderson, IN |
Operational Info
| Number of Employees | 98 |
| Domestic Offices | 9 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.nssb.bank |
| Data Updated | 01/30/2026 |
| CERT | 8063 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $776.25M |
| Total Deposits | $689.86M |
| Total Liabilities | $713.45M |
| Total Equity Capital | $62.80M |
| Net Income | $2.72M |
| Net Loans and Leases | $609.75M |
| Assets Per Employee ($Millions) | $7.76M |
| Bank Premises and Fixed Assets | $10.68M |
| Cash and Balances due from Depository Institutions | $8.99M |
| Deposits Held in Domestic Offices | $689.86M |
Key Performance Ratios
| Return on Assets (ROA) | 1.45% |
| Return on Equity (ROE) | 17.32% |
| Net Interest Margin | 4.42% |
| Efficiency Ratio | 58.68% |
| Tier 1 Risk-Based Capital Ratio | 10.545% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.13% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.09% |
| Earning Assets to total Assets | 95.05% |
Income and Expense
| Total Interest Income | $11.80M |
| Total Noninterest Income | $1.19M |
| Total Interest Expense | $3.91M |
| Total Noninterest Expense | $5.38M |
| Net Interest Income | $7.88M |
| Pre-tax Net Operating Income | $3.46M |
| Provision for Credit Losses | $243.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $15.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $73.89M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $8.59M |
| Total Liabilities and Capital | $776.25M |
Securities
| Securities | $50.05M |
| Available-for-sale debt securities | $50.05M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The North Salem State Bank?
$776.25M as of the latest filing.
How much are The North Salem State Bank's total deposits?
$689.86M in total deposits.
Where is The North Salem State Bank located?
North Salem, IN.
What is the Net Interest Margin?
4.42%.
How many domestic offices does it operate?
9.
When was it established?
07/14/1923.
What is the Return on Assets (ROA)?
1.45%.
How much are total loans and leases?
$609.75M (latest filing).
What is the total interest income (latest filing)?
$11.80M.