The Neffs National Bank
Neffs, PA
IDRSSD: 144913
Total Assets
$468.52M
Latest filing
Total Deposits
$363.01M
Latest filing
Net Interest Margin
2.48%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The Neffs National Bank
5629 Route 873
Neffs, PA 18065
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/03/1923FDIC Certificate 4952
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Neffs National Bank (Main) | 5629 Route 873 | Neffs, PA |
| WALNUTPORT BRANCH | 211 S Best Ave | Walnutport, PA |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 04/03/1923 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 18065 |
| State and County Number | 42077 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 03 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Allentown-Bethlehem-Easton, PA-NJ |
Operational Info
| Number of Employees | 54 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.neffsnatl.com |
| Data Updated | 11/14/2025 |
| CERT | 7646 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $468.52M |
| Total Deposits | $363.01M |
| Total Liabilities | $398.40M |
| Total Equity Capital | $70.13M |
| Net Income | $824.00k |
| Net Loans and Leases | $251.70M |
| Assets Per Employee ($Millions) | $8.68M |
| Bank Premises and Fixed Assets | $4.90M |
| Cash and Balances due from Depository Institutions | $2.51M |
| Deposits Held in Domestic Offices | $363.01M |
Key Performance Ratios
| Return on Assets (ROA) | 0.7% |
| Return on Equity (ROE) | 4.75% |
| Net Interest Margin | 2.48% |
| Efficiency Ratio | 72.08% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.08% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.967% |
| Earning Assets to total Assets | 97.21% |
Income and Expense
| Total Interest Income | $4.75M |
| Total Noninterest Income | $87.00k |
| Total Interest Expense | $1.94M |
| Total Noninterest Expense | $2.09M |
| Net Interest Income | $2.81M |
| Pre-tax Net Operating Income | $722.00k |
| Provision for Credit Losses | $88.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $31.80M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.58M |
| Total Liabilities and Capital | $468.52M |
Securities
| Securities | $203.37M |
| Available-for-sale debt securities | $58.05M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $145.31M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Neffs National Bank?
$468.52M as of the latest filing.
How much are The Neffs National Bank's total deposits?
$363.01M in total deposits.
Where is The Neffs National Bank located?
Neffs, PA.
What is the Net Interest Margin?
2.48%.
How many domestic offices does it operate?
2.
When was it established?
04/03/1923.
What is the Return on Assets (ROA)?
0.7%.
How much are total loans and leases?
$251.70M (latest filing).
What is the total interest income (latest filing)?
$4.75M.