Western Bank

Lordsburg, NM
IDRSSD: 723653
Total Assets
$316.03M
Latest filing
Total Deposits
$277.56M
Latest filing
Net Interest Margin
3.91%
Profitability

Locations

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Main Office
Western Bank
140 E Motel Dr
Lordsburg, NM 88045
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/29/1907FDIC Certificate 1496

Branches (4)

Page 1 of 1
NameAddressCity / State
Western Bank (Main)140 E Motel DrLordsburg, NM
MAIN STREET BRANCH711 Main StreetLordsburg, NM
SILVER CITY BRANCH333 Hwy 180 WestSilver City, NM
WILLCOX BRANCH200 W Rex Allen DrWillcox, AZ
BISBEE BRANCH1 Main StBisbee, AZ
Showing 4 of 4

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date09/29/1907
Community BankYes
Ownership TypeNot Mutual
ZIP88045
State and County Number35023
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number11
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees44
Domestic Offices5
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.bootheelbank.com
Data Updated11/14/2025
CERT2249
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$316.03M
Total Deposits$277.56M
Total Liabilities$281.39M
Total Equity Capital$34.64M
Net Income$1.70M
Net Loans and Leases$69.31M
Assets Per Employee ($Millions)$7.02M
Bank Premises and Fixed Assets$2.92M
Cash and Balances due from Depository Institutions$31.69M
Deposits Held in Domestic Offices$277.56M

Key Performance Ratios

Return on Assets (ROA)2.17%
Return on Equity (ROE)19.93%
Net Interest Margin3.91%
Efficiency Ratio50.42%
Tier 1 Risk-Based Capital Ratio32.921%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.961%
Earning Assets to total Assets94.88%

Income and Expense

Total Interest Income$3.34M
Total Noninterest Income$513.00k
Total Interest Expense$434.00k
Total Noninterest Expense$1.72M
Net Interest Income$2.91M
Pre-tax Net Operating Income$1.70M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$202.00k
Other borrowed funds$586.00k
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$3.25M
Total Liabilities and Capital$316.03M

Securities

Securities$203.38M
Available-for-sale debt securities$107.46M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$95.92M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Western Bank?
$316.03M as of the latest filing.
How much are Western Bank's total deposits?
$277.56M in total deposits.
Where is Western Bank located?
Lordsburg, NM.
What is the Net Interest Margin?
3.91%.
How many domestic offices does it operate?
5.
When was it established?
09/29/1907.
What is the Return on Assets (ROA)?
2.17%.
How much are total loans and leases?
$69.31M (latest filing).
What is the total interest income (latest filing)?
$3.34M.