The Napoleon State Bank
Napoleon, IN
IDRSSD: 944047
Total Assets
$483.36M
Latest filing
Total Deposits
$427.00M
Latest filing
Net Interest Margin
4.59%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The Napoleon State Bank
8912 N Us Highway 421
Napoleon, IN 47034
Full Service - Brick and Mortar
Updated 01/30/2026Established 12/09/1903FDIC Certificate 6459
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Napoleon State Bank (Main) | 8912 N Us Highway 421 | Napoleon, IN |
| HOLTON BRANCH | 6383 W Us 50 | Holton, IN |
| OSGOOD BRANCH | 910 S Buckeye St | Osgood, IN |
| GREENSBURG BRANCH | 1221 W Westridge Pkwy | Greensburg, IN |
| WESTPORT BRANCH | 102 W Underwood Dr | Westport, IN |
| GREENSBURG LINCOLN STREET BRANCH | 1015 N Lincoln St | Greensburg, IN |
| MILAN BRANCH | 843 N Warpath Dr | Milan, IN |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 12/09/1903 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 47034 |
| State and County Number | 18137 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 81 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.napoleonstatebank.com |
| Data Updated | 01/30/2026 |
| CERT | 10101 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $483.36M |
| Total Deposits | $427.00M |
| Total Liabilities | $430.94M |
| Total Equity Capital | $52.41M |
| Net Income | $1.83M |
| Net Loans and Leases | $338.42M |
| Assets Per Employee ($Millions) | $6.12M |
| Bank Premises and Fixed Assets | $7.26M |
| Cash and Balances due from Depository Institutions | $45.27M |
| Deposits Held in Domestic Offices | $427.00M |
Key Performance Ratios
| Return on Assets (ROA) | 1.51% |
| Return on Equity (ROE) | 14.07% |
| Net Interest Margin | 4.59% |
| Efficiency Ratio | 57.32% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.11% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.844% |
| Earning Assets to total Assets | 94.42% |
Income and Expense
| Total Interest Income | $7.28M |
| Total Noninterest Income | $580.00k |
| Total Interest Expense | $1.99M |
| Total Noninterest Expense | $3.36M |
| Net Interest Income | $5.29M |
| Pre-tax Net Operating Income | $2.37M |
| Provision for Credit Losses | $135.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.94M |
| Total Liabilities and Capital | $483.36M |
Securities
| Securities | $78.87M |
| Available-for-sale debt securities | $36.92M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $41.95M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Napoleon State Bank?
$483.36M as of the latest filing.
How much are The Napoleon State Bank's total deposits?
$427.00M in total deposits.
Where is The Napoleon State Bank located?
Napoleon, IN.
What is the Net Interest Margin?
4.59%.
How many domestic offices does it operate?
7.
When was it established?
12/09/1903.
What is the Return on Assets (ROA)?
1.51%.
How much are total loans and leases?
$338.42M (latest filing).
What is the total interest income (latest filing)?
$7.28M.