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Kentland Bank

Kentland, IN
IDRSSD: 367543
Total Assets
$408.93M
Latest filing
Total Deposits
$317.26M
Latest filing
Net Interest Margin
4.46%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date09/19/1932
Community BankYes
Ownership TypeNot Mutual
ZIP47951
State and County Number18111
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameChicago-Naperville-Elgin, IL-IN-WI

Operational Info

Number of Employees62
Domestic Offices5
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance02/06/1934
Primary Insurance AgencyDIF
Websitewww.kentlandbank.com
Data Updated11/14/2025
CERT13843
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$408.93M
Total Deposits$317.26M
Total Liabilities$363.46M
Total Equity Capital$45.47M
Net Income$1.28M
Net Loans and Leases$270.07M
Assets Per Employee ($Millions)$6.7M
Bank Premises and Fixed Assets$6.26M
Cash and Balances due from Depository Institutions$6.20M
Deposits Held in Domestic Offices$317.26M

Key Performance Ratios

Return on Assets (ROA)1.28%
Return on Equity (ROE)11.55%
Net Interest Margin4.46%
Efficiency Ratio54.28%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.46%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.119%
Earning Assets to total Assets92.45%

Income and Expense

Total Interest Income$5.97M
Total Noninterest Income$388.00k
Total Interest Expense$1.84M
Total Noninterest Expense$2.45M
Net Interest Income$4.13M
Pre-tax Net Operating Income$1.61M
Provision for Credit Losses$456.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$457.00k
Other borrowed funds$45.00M
Federal Funds Sold & Reverse Repurchase Agreement$5.18M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.20M
Total Liabilities and Capital$408.93M

Securities

Securities$100.57M
Available-for-sale debt securities$100.40M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Kentland Bank?
$408.93M as of the latest filing.
How much are Kentland Bank's total deposits?
$317.26M in total deposits.
Where is Kentland Bank located?
Kentland, IN.
What is the Net Interest Margin?
4.46%.
How many domestic offices does it operate?
5.
When was it established?
09/19/1932.
What is the Return on Assets (ROA)?
1.28%.
How much are total loans and leases?
$270.07M (latest filing).
What is the total interest income (latest filing)?
$5.97M.