Kentland Bank
Kentland, IN
IDRSSD: 367543
Total Assets
$406.50M
Latest filing
Total Deposits
$310.70M
Latest filing
Net Interest Margin
4.38%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
074912784KENTLAND, IN
Key People
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Locations
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Main Office
Kentland Bank
111 N 4th St
Kentland, IN 47951
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/19/1932FDIC Certificate 8654
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Kentland Bank (Main) | 111 N 4th St | Kentland, IN |
| LAKE VILLAGE BRANCH | Village Square Shopping Center | Lake Village, IN |
| ROSELAWN BRANCH | State Road 10 | Roselawn, IN |
| LAFAYETTE BRANCH | 3803 South St | Lafayette, IN |
| RENSSELAER BRANCH | 480 S College Ave | Rensselaer, IN |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/19/1932 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 47951 |
| State and County Number | 18111 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Chicago-Naperville-Elgin, IL-IN-WI |
Operational Info
| Number of Employees | 61 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 02/06/1934 |
| Primary Insurance Agency | DIF |
| Website | www.kentlandbank.com |
| Data Updated | 01/30/2026 |
| CERT | 13843 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $406.50M |
| Total Deposits | $310.70M |
| Total Liabilities | $361.88M |
| Total Equity Capital | $44.63M |
| Net Income | $1.28M |
| Net Loans and Leases | $272.33M |
| Assets Per Employee ($Millions) | $6.89M |
| Bank Premises and Fixed Assets | $6.18M |
| Cash and Balances due from Depository Institutions | $6.46M |
| Deposits Held in Domestic Offices | $310.70M |
Key Performance Ratios
| Return on Assets (ROA) | 1.26% |
| Return on Equity (ROE) | 11.41% |
| Net Interest Margin | 4.38% |
| Efficiency Ratio | 49.97% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.66% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.979% |
| Earning Assets to total Assets | 92.51% |
Income and Expense
| Total Interest Income | $6.00M |
| Total Noninterest Income | $317.00k |
| Total Interest Expense | $1.87M |
| Total Noninterest Expense | $2.22M |
| Net Interest Income | $4.13M |
| Pre-tax Net Operating Income | $1.55M |
| Provision for Credit Losses | $676.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $457.00k |
| Other borrowed funds | $45.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $2.39M |
| All Other Liabilities | $3.79M |
| Total Liabilities and Capital | $406.50M |
Securities
| Securities | $101.24M |
| Available-for-sale debt securities | $100.43M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Kentland Bank?
$406.50M as of the latest filing.
How much are Kentland Bank's total deposits?
$310.70M in total deposits.
Where is Kentland Bank located?
Kentland, IN.
What is the Net Interest Margin?
4.38%.
How many domestic offices does it operate?
5.
When was it established?
09/19/1932.
What is the Return on Assets (ROA)?
1.26%.
How much are total loans and leases?
$272.33M (latest filing).
What is the total interest income (latest filing)?
$6.00M.