Milford Building and Loan Association
Milford, IL
IDRSSD: 994770
Total Assets
$27.73M
Latest filing
Total Deposits
$24.16M
Latest filing
Net Interest Margin
2.43%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Milford Building and Loan Association
131 E Jones St
Milford, IL 60953
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1883FDIC Certificate 42986
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Milford Building and Loan Association (Main) | 131 E Jones St | Milford, IL | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Citizens State Bank of Milford
Milford, Illinois
→
Assets: $53.33MΔ +89.3%
Vermont State Bank
Vermont, Illinois
→
Assets: $26.80MΔ -4.9%
Dewey Bank
Dewey, Illinois
→
Assets: $29.70MΔ +5.4%
Citizens Bank of Edinburg
Edinburg, Illinois
→
Assets: $30.83MΔ +9.4%
First State Bank of St. Peter
Saint Peter, Illinois
→
Assets: $30.89MΔ +9.6%
Campus State Bank
Campus, Illinois
→
Assets: $25.40MΔ -9.9%
Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 01/01/1883 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 60953 |
| State and County Number | 17075 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 42 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 5 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | N/A |
| Data Updated | 11/14/2025 |
| CERT | 30152 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $27.73M |
| Total Deposits | $24.16M |
| Total Liabilities | $24.44M |
| Total Equity Capital | $3.29M |
| Net Income | $20.00k |
| Net Loans and Leases | $18.30M |
| Assets Per Employee ($Millions) | $5.55M |
| Bank Premises and Fixed Assets | $21.00k |
| Cash and Balances due from Depository Institutions | $8.97M |
| Deposits Held in Domestic Offices | $24.16M |
Key Performance Ratios
| Return on Assets (ROA) | 0.29% |
| Return on Equity (ROE) | 2.44% |
| Net Interest Margin | 2.43% |
| Efficiency Ratio | 81.07% |
| Tier 1 Risk-Based Capital Ratio | 24.391% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.849% |
| Earning Assets to total Assets | 97.84% |
Income and Expense
| Total Interest Income | $345.00k |
| Total Noninterest Income | $3.00k |
| Total Interest Expense | $179.00k |
| Total Noninterest Expense | $137.00k |
| Net Interest Income | $166.00k |
| Pre-tax Net Operating Income | $28.00k |
| Provision for Credit Losses | $4.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $275.00k |
| Total Liabilities and Capital | $27.73M |
Securities
| Securities | $4.00k |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $4.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Milford Building and Loan Association?
$27.73M as of the latest filing.
How much are Milford Building and Loan Association's total deposits?
$24.16M in total deposits.
Where is Milford Building and Loan Association located?
Milford, IL.
What is the Net Interest Margin?
2.43%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1883.
What is the Return on Assets (ROA)?
0.29%.
How much are total loans and leases?
$18.30M (latest filing).
What is the total interest income (latest filing)?
$345.00k.