The Baldwin State Bank
Baldwin City, KS
IDRSSD: 997155
Total Assets
$105.84M
Latest filing
Total Deposits
$92.56M
Latest filing
Net Interest Margin
3.11%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
101103275BALDWIN CITY, KS
Key People
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Locations
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Main Office
The Baldwin State Bank
721 High St
Baldwin City, KS 66006
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/29/1892FDIC Certificate 6984
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Baldwin State Bank (Main) | 721 High St | Baldwin City, KS |
| EIGHTH STREET BRANCH | 112 8th St | Baldwin City, KS |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/29/1892 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 66006 |
| State and County Number | 20045 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Lawrence, KS |
Operational Info
| Number of Employees | 15 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | https://www.baldwinstatebank.com |
| Data Updated | 01/30/2026 |
| CERT | 10906 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $105.84M |
| Total Deposits | $92.56M |
| Total Liabilities | $94.40M |
| Total Equity Capital | $11.44M |
| Net Income | $194.00k |
| Net Loans and Leases | $47.94M |
| Assets Per Employee ($Millions) | $6.61M |
| Bank Premises and Fixed Assets | $261.00k |
| Cash and Balances due from Depository Institutions | $11.51M |
| Deposits Held in Domestic Offices | $92.56M |
Key Performance Ratios
| Return on Assets (ROA) | 0.73% |
| Return on Equity (ROE) | 6.88% |
| Net Interest Margin | 3.11% |
| Efficiency Ratio | 78.33% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.804% |
| Earning Assets to total Assets | 94.93% |
Income and Expense
| Total Interest Income | $1.25M |
| Total Noninterest Income | $95.00k |
| Total Interest Expense | $461.00k |
| Total Noninterest Expense | $694.00k |
| Net Interest Income | $791.00k |
| Pre-tax Net Operating Income | $192.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $1.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $346.00k |
| Total Liabilities and Capital | $105.84M |
Securities
| Securities | $44.29M |
| Available-for-sale debt securities | $44.29M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Baldwin State Bank?
$105.84M as of the latest filing.
How much are The Baldwin State Bank's total deposits?
$92.56M in total deposits.
Where is The Baldwin State Bank located?
Baldwin City, KS.
What is the Net Interest Margin?
3.11%.
How many domestic offices does it operate?
2.
When was it established?
08/29/1892.
What is the Return on Assets (ROA)?
0.73%.
How much are total loans and leases?
$47.94M (latest filing).
What is the total interest income (latest filing)?
$1.25M.