Merchants & Farmers Bank & Trust Company
Leesville, LA
IDRSSD: 136338
Total Assets
$507.98M
Latest filing
Total Deposits
$456.28M
Latest filing
Net Interest Margin
3.67%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Merchants & Farmers Bank & Trust Company
501 S 5th St
Leesville, LA 71446
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1928FDIC Certificate 5973
Branches (8)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Merchants & Farmers Bank & Trust Company (Main) | 501 S 5th St | Leesville, LA |
| ROSEPINE BRANCH | 18625 Johnny B Hall Memorial Highway | Rosepine, LA |
| ANACOCO BRANCH | 4743 Main St | Anacoco, LA |
| LEESVILLE BANKING CENTER BRANCH | 400 S 5th St | Leesville, LA |
| LAKE CHARLES BRANCH | 4091 Nelson Rd | Lake Charles, LA |
| NEW LLANO BRANCH | 3002 Colony Boulevard | Newllano, LA |
| SULPHUR BRANCH | 975 Beglis Pkwy | Sulphur, LA |
| VINTON BRANCH | 1401 Loree St | Vinton, LA |
Showing 7 of 8
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1928 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 71446 |
| State and County Number | 22115 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Not Granted |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Fort Polk South, LA |
Operational Info
| Number of Employees | 82 |
| Domestic Offices | 9 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2023 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.merchantsandfarmers.com |
| Data Updated | 11/14/2025 |
| CERT | 9319 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $507.98M |
| Total Deposits | $456.28M |
| Total Liabilities | $458.99M |
| Total Equity Capital | $48.99M |
| Net Income | $942.00k |
| Net Loans and Leases | $256.82M |
| Assets Per Employee ($Millions) | $6.86M |
| Bank Premises and Fixed Assets | $11.44M |
| Cash and Balances due from Depository Institutions | $57.36M |
| Deposits Held in Domestic Offices | $456.28M |
Key Performance Ratios
| Return on Assets (ROA) | 0.73% |
| Return on Equity (ROE) | 8.1% |
| Net Interest Margin | 3.67% |
| Efficiency Ratio | 75.18% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.644% |
| Earning Assets to total Assets | 92.43% |
Income and Expense
| Total Interest Income | $5.79M |
| Total Noninterest Income | $560.00k |
| Total Interest Expense | $1.43M |
| Total Noninterest Expense | $3.73M |
| Net Interest Income | $4.36M |
| Pre-tax Net Operating Income | $1.11M |
| Provision for Credit Losses | $83.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $46.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.71M |
| Total Liabilities and Capital | $507.98M |
Securities
| Securities | $167.30M |
| Available-for-sale debt securities | $167.30M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Merchants & Farmers Bank & Trust Company?
$507.98M as of the latest filing.
How much are Merchants & Farmers Bank & Trust Company's total deposits?
$456.28M in total deposits.
Where is Merchants & Farmers Bank & Trust Company located?
Leesville, LA.
What is the Net Interest Margin?
3.67%.
How many domestic offices does it operate?
9.
When was it established?
01/01/1928.
What is the Return on Assets (ROA)?
0.73%.
How much are total loans and leases?
$256.82M (latest filing).
What is the total interest income (latest filing)?
$5.79M.