Carmine State Bank
Carmine, TX
IDRSSD: 732954
Total Assets
$144.01M
Latest filing
Total Deposits
$135.93M
Latest filing
Net Interest Margin
2.45%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Carmine State Bank
235 Centennial St
Carmine, TX 78932
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/01/1907FDIC Certificate 13091
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Carmine State Bank (Main) | 235 Centennial St | Carmine, TX | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/01/1907 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 78932 |
| State and County Number | 48149 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 11 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 11/04/1964 |
| Primary Insurance Agency | DIF |
| Website | www.carminestatebank.com |
| Data Updated | 11/14/2025 |
| CERT | 19278 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $144.01M |
| Total Deposits | $135.93M |
| Total Liabilities | $136.25M |
| Total Equity Capital | $7.77M |
| Net Income | $363.00k |
| Net Loans and Leases | $37.28M |
| Assets Per Employee ($Millions) | $13.09M |
| Bank Premises and Fixed Assets | $270.00k |
| Cash and Balances due from Depository Institutions | $54.27M |
| Deposits Held in Domestic Offices | $135.93M |
Key Performance Ratios
| Return on Assets (ROA) | 1.04% |
| Return on Equity (ROE) | 20.52% |
| Net Interest Margin | 2.45% |
| Efficiency Ratio | 53.78% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 5.393% |
| Earning Assets to total Assets | 96.54% |
Income and Expense
| Total Interest Income | $1.61M |
| Total Noninterest Income | $45.00k |
| Total Interest Expense | $783.00k |
| Total Noninterest Expense | $469.00k |
| Net Interest Income | $827.00k |
| Pre-tax Net Operating Income | $403.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.54M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $314.00k |
| Total Liabilities and Capital | $144.01M |
Securities
| Securities | $48.03M |
| Available-for-sale debt securities | $48.03M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Carmine State Bank?
$144.01M as of the latest filing.
How much are Carmine State Bank's total deposits?
$135.93M in total deposits.
Where is Carmine State Bank located?
Carmine, TX.
What is the Net Interest Margin?
2.45%.
How many domestic offices does it operate?
1.
When was it established?
07/01/1907.
What is the Return on Assets (ROA)?
1.04%.
How much are total loans and leases?
$37.28M (latest filing).
What is the total interest income (latest filing)?
$1.61M.