Peoples State Bank
Rocksprings, TX
IDRSSD: 660066
Total Assets
$145.57M
Latest filing
Total Deposits
$132.72M
Latest filing
Net Interest Margin
2.91%
Profitability
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
The First National Bank of Quitaque
Quitaque, Texas
→
Assets: $150.06MΔ -0.0%
First State Bank
Shallowater, Texas
→
Assets: $148.31MΔ -1.2%
Fannin Bank
Bonham, Texas
→
Assets: $148.06MΔ -1.4%
First National Bank of Fort Stockton
Fort Stockton, Texas
→
Assets: $147.51MΔ -1.7%
Normangee State Bank
Normangee, Texas
→
Assets: $152.71MΔ +1.7%
Security Bank of Texas
Crawford, Texas
→
Assets: $146.90MΔ -2.1%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 05/01/1943 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 78880 |
| State and County Number | 48137 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 9 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/17/2015 |
| Date of Deposit Insurance | 05/01/1943 |
| Primary Insurance Agency | DIF |
| Website | www.psbrocksprings.com |
| Data Updated | 11/14/2025 |
| CERT | 15939 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $145.57M |
| Total Deposits | $132.72M |
| Total Liabilities | $133.06M |
| Total Equity Capital | $12.51M |
| Net Income | $645.00k |
| Net Loans and Leases | $44.54M |
| Assets Per Employee ($Millions) | $16.17M |
| Bank Premises and Fixed Assets | $1.76M |
| Cash and Balances due from Depository Institutions | $18.43M |
| Deposits Held in Domestic Offices | $132.72M |
Key Performance Ratios
| Return on Assets (ROA) | 1.75% |
| Return on Equity (ROE) | 21.36% |
| Net Interest Margin | 2.91% |
| Efficiency Ratio | 28.72% |
| Tier 1 Risk-Based Capital Ratio | 27.098% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.594% |
| Earning Assets to total Assets | 97.16% |
Income and Expense
| Total Interest Income | $1.47M |
| Total Noninterest Income | $34.00k |
| Total Interest Expense | $437.00k |
| Total Noninterest Expense | $435.00k |
| Net Interest Income | $1.03M |
| Pre-tax Net Operating Income | $645.00k |
| Provision for Credit Losses | $-11,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $337.00k |
| Total Liabilities and Capital | $145.57M |
Securities
| Securities | $79.98M |
| Available-for-sale debt securities | $79.98M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Peoples State Bank?
$145.57M as of the latest filing.
How much are Peoples State Bank's total deposits?
$132.72M in total deposits.
Where is Peoples State Bank located?
Rocksprings, TX.
What is the Net Interest Margin?
2.91%.
How many domestic offices does it operate?
2.
When was it established?
05/01/1943.
What is the Return on Assets (ROA)?
1.75%.
How much are total loans and leases?
$44.54M (latest filing).
What is the total interest income (latest filing)?
$1.47M.