First Bank and Trust of Memphis
Memphis, TX
IDRSSD: 373553
Total Assets
$136.35M
Latest filing
Total Deposits
$112.27M
Latest filing
Net Interest Margin
5.11%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First Bank and Trust of Memphis
501 W Main St
Memphis, TX 79245
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/01/1898FDIC Certificate 2157
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First Bank and Trust of Memphis (Main) | 501 W Main St | Memphis, TX |
| AMARILLO BRANCH | 6900 W Interstate 40 | Amarillo, TX |
| COLORADO SPRINGS BRANCH | 7450 Campus Dr | Colorado Spgs, CO |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/01/1898 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 79245 |
| State and County Number | 48191 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 10 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.firstmemphis.com |
| Data Updated | 11/14/2025 |
| CERT | 3335 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $136.35M |
| Total Deposits | $112.27M |
| Total Liabilities | $112.54M |
| Total Equity Capital | $23.82M |
| Net Income | $851.00k |
| Net Loans and Leases | $46.77M |
| Assets Per Employee ($Millions) | $11.36M |
| Bank Premises and Fixed Assets | $782.00k |
| Cash and Balances due from Depository Institutions | $1.64M |
| Deposits Held in Domestic Offices | $112.27M |
Key Performance Ratios
| Return on Assets (ROA) | 3.07% |
| Return on Equity (ROE) | 14.55% |
| Net Interest Margin | 5.11% |
| Efficiency Ratio | 37.37% |
| Tier 1 Risk-Based Capital Ratio | 34.207% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 17.467% |
| Earning Assets to total Assets | 95.14% |
Income and Expense
| Total Interest Income | $1.75M |
| Total Noninterest Income | $23.00k |
| Total Interest Expense | $409.00k |
| Total Noninterest Expense | $509.00k |
| Net Interest Income | $1.34M |
| Pre-tax Net Operating Income | $853.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $81.02M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $268.00k |
| Total Liabilities and Capital | $136.35M |
Securities
| Securities | $1.80M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Bank and Trust of Memphis?
$136.35M as of the latest filing.
How much are First Bank and Trust of Memphis's total deposits?
$112.27M in total deposits.
Where is First Bank and Trust of Memphis located?
Memphis, TX.
What is the Net Interest Margin?
5.11%.
How many domestic offices does it operate?
2.
When was it established?
03/01/1898.
What is the Return on Assets (ROA)?
3.07%.
How much are total loans and leases?
$46.77M (latest filing).
What is the total interest income (latest filing)?
$1.75M.