The First National Bank of Aspermont
Aspermont, TX
IDRSSD: 138257
Total Assets
$132.53M
Latest filing
Total Deposits
$127.23M
Latest filing
Net Interest Margin
2.76%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The First National Bank of Aspermont
136 W 7th St
Aspermont, TX 79502
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/21/1901FDIC Certificate 1960
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| The First National Bank of Aspermont (Main) | 136 W 7th St | Aspermont, TX | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 04/21/1901 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 79502 |
| State and County Number | 48433 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 15 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/31/2017 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.fnbaspermont.com |
| Data Updated | 11/14/2025 |
| CERT | 3079 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $132.53M |
| Total Deposits | $127.23M |
| Total Liabilities | $127.87M |
| Total Equity Capital | $4.66M |
| Net Income | $271.00k |
| Net Loans and Leases | $42.58M |
| Assets Per Employee ($Millions) | $8.84M |
| Bank Premises and Fixed Assets | $1.74M |
| Cash and Balances due from Depository Institutions | $20.40M |
| Deposits Held in Domestic Offices | $127.23M |
Key Performance Ratios
| Return on Assets (ROA) | 0.84% |
| Return on Equity (ROE) | 29.68% |
| Net Interest Margin | 2.76% |
| Efficiency Ratio | 69.27% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.05% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 3.512% |
| Earning Assets to total Assets | 95.36% |
Income and Expense
| Total Interest Income | $1.34M |
| Total Noninterest Income | $150.00k |
| Total Interest Expense | $491.00k |
| Total Noninterest Expense | $692.00k |
| Net Interest Income | $849.00k |
| Pre-tax Net Operating Income | $292.00k |
| Provision for Credit Losses | $15.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $641.00k |
| Total Liabilities and Capital | $132.53M |
Securities
| Securities | $65.14M |
| Available-for-sale debt securities | $65.14M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The First National Bank of Aspermont?
$132.53M as of the latest filing.
How much are The First National Bank of Aspermont's total deposits?
$127.23M in total deposits.
Where is The First National Bank of Aspermont located?
Aspermont, TX.
What is the Net Interest Margin?
2.76%.
How many domestic offices does it operate?
1.
When was it established?
04/21/1901.
What is the Return on Assets (ROA)?
0.84%.
How much are total loans and leases?
$42.58M (latest filing).
What is the total interest income (latest filing)?
$1.34M.