Fannin Bank
Bonham, TX
IDRSSD: 377663
Total Assets
$150.32M
Latest filing
Total Deposits
$139.41M
Latest filing
Net Interest Margin
3.65%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Fannin Bank
230 E 3rd St
Bonham, TX 75418
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/22/1925FDIC Certificate 3804
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Fannin Bank (Main) | 230 E 3rd St | Bonham, TX |
| HONEY GROVE BRANCH | 901 E Main St | Honey Grove, TX |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/22/1925 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 75418 |
| State and County Number | 48147 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Bonham, TX |
Operational Info
| Number of Employees | 28 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fanninbank.com |
| Data Updated | 11/14/2025 |
| CERT | 5589 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $150.32M |
| Total Deposits | $139.41M |
| Total Liabilities | $141.44M |
| Total Equity Capital | $8.88M |
| Net Income | $396.00k |
| Net Loans and Leases | $78.87M |
| Assets Per Employee ($Millions) | $5.37M |
| Bank Premises and Fixed Assets | $1.69M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $139.41M |
Key Performance Ratios
| Return on Assets (ROA) | 1.06% |
| Return on Equity (ROE) | 19.92% |
| Net Interest Margin | 3.65% |
| Efficiency Ratio | 72.6% |
| Tier 1 Risk-Based Capital Ratio | 15.646% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 5.91% |
| Earning Assets to total Assets | 93.14% |
Income and Expense
| Total Interest Income | $2.06M |
| Total Noninterest Income | $230.00k |
| Total Interest Expense | $786.00k |
| Total Noninterest Expense | $1.09M |
| Net Interest Income | $1.27M |
| Pre-tax Net Operating Income | $396.00k |
| Provision for Credit Losses | $15.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $500.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.81M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.52M |
| Total Liabilities and Capital | $150.32M |
Securities
| Securities | $59.23M |
| Available-for-sale debt securities | $59.23M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Fannin Bank?
$150.32M as of the latest filing.
How much are Fannin Bank's total deposits?
$139.41M in total deposits.
Where is Fannin Bank located?
Bonham, TX.
What is the Net Interest Margin?
3.65%.
How many domestic offices does it operate?
2.
When was it established?
04/22/1925.
What is the Return on Assets (ROA)?
1.06%.
How much are total loans and leases?
$78.87M (latest filing).
What is the total interest income (latest filing)?
$2.06M.