The Malvern National Bank
Malvern, AR
IDRSSD: 906241
Total Assets
$712.51M
Latest filing
Total Deposits
$635.68M
Latest filing
Net Interest Margin
3.20%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The Malvern National Bank
501 S Main St
Malvern, AR 72104
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1934FDIC Certificate 9158
Branches (14)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| The Malvern National Bank (Main) | 501 S Main St | Malvern, AR |
| SHERIDAN BRANCH | 207 N Oak St | Sheridan, AR |
| MAIN STREET BRANCH | 127 Pine Bluff St | Malvern, AR |
| CENTRAL OPERATIONS BRANCH | 403 S Main St | Malvern, AR |
| GRAND AVENUE BRANCH | 548 W Grand Ave | Hot Springs, AR |
| BENTON BRANCH | 1111 Military Rd | Benton, AR |
| AIRPORT ROAD BRANCH | 1010 Airport Rd | Hot Springs, AR |
| BRYANT BRANCH | 4430 Highway 5 N | Bryant, AR |
Showing 7 of 14
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1934 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 72104 |
| State and County Number | 05059 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Malvern, AR |
Operational Info
| Number of Employees | 122 |
| Domestic Offices | 15 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/07/1934 |
| Primary Insurance Agency | DIF |
| Website | www.mnbbank.com |
| Data Updated | 01/30/2026 |
| CERT | 14644 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $712.51M |
| Total Deposits | $635.68M |
| Total Liabilities | $645.94M |
| Total Equity Capital | $66.57M |
| Net Income | $1.59M |
| Net Loans and Leases | $371.14M |
| Assets Per Employee ($Millions) | $5.94M |
| Bank Premises and Fixed Assets | $14.10M |
| Cash and Balances due from Depository Institutions | $13.70M |
| Deposits Held in Domestic Offices | $635.68M |
Key Performance Ratios
| Return on Assets (ROA) | 0.9% |
| Return on Equity (ROE) | 9.66% |
| Net Interest Margin | 3.2% |
| Efficiency Ratio | 72.17% |
| Tier 1 Risk-Based Capital Ratio | 14.34% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.343% |
| Earning Assets to total Assets | 91.94% |
Income and Expense
| Total Interest Income | $8.82M |
| Total Noninterest Income | $719.00k |
| Total Interest Expense | $3.61M |
| Total Noninterest Expense | $4.28M |
| Net Interest Income | $5.21M |
| Pre-tax Net Operating Income | $1.53M |
| Provision for Credit Losses | $125.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $5.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.25M |
| Total Liabilities and Capital | $712.51M |
Securities
| Securities | $283.67M |
| Available-for-sale debt securities | $283.67M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Malvern National Bank?
$712.51M as of the latest filing.
How much are The Malvern National Bank's total deposits?
$635.68M in total deposits.
Where is The Malvern National Bank located?
Malvern, AR.
What is the Net Interest Margin?
3.20%.
How many domestic offices does it operate?
15.
When was it established?
01/01/1934.
What is the Return on Assets (ROA)?
0.9%.
How much are total loans and leases?
$371.14M (latest filing).
What is the total interest income (latest filing)?
$8.82M.