Lyons Federal Bank

Lyons, KS
IDRSSD: 901974
Total Assets
$178.95M
Latest filing
Total Deposits
$150.00M
Latest filing
Net Interest Margin
4.76%
Profitability

Locations

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Main Office
Lyons Federal Bank
200 East Ave S
Lyons, KS 67554
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1913FDIC Certificate 40561

Branches (3)

Page 1 of 1
NameAddressCity / State
Lyons Federal Bank (Main)200 East Ave SLyons, KS
ELLSWORTH BRANCH120 W 2nd StEllsworth, KS
WAKEENEY BR229 N Main StWakeeney, KS
BUSHTON BRANCH204 S Main StBushton, KS
Showing 3 of 3

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassFederal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS
Primary RegulatorOCC
Established Date01/01/1913
Community BankYes
Ownership TypeMutual
ZIP67554
State and County Number20159
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number10
Numeric code38
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees27
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
WebsiteWWW.LYONSFED.COM
Data Updated11/14/2025
CERT27727
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$178.95M
Total Deposits$150.00M
Total Liabilities$153.30M
Total Equity Capital$25.65M
Net Income$654.00k
Net Loans and Leases$129.82M
Assets Per Employee ($Millions)$5.96M
Bank Premises and Fixed Assets$3.69M
Cash and Balances due from Depository Institutions$26.56M
Deposits Held in Domestic Offices$150.00M

Key Performance Ratios

Return on Assets (ROA)1.46%
Return on Equity (ROE)10.34%
Net Interest Margin4.76%
Efficiency Ratio66.91%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.03%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets14.333%
Earning Assets to total Assets89.19%

Income and Expense

Total Interest Income$2.77M
Total Noninterest Income$668.00k
Total Interest Expense$878.00k
Total Noninterest Expense$1.72M
Net Interest Income$1.90M
Pre-tax Net Operating Income$834.00k
Provision for Credit Losses$14.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$1.68M
Federal Funds Sold & Reverse Repurchase Agreement$1.03M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.62M
Total Liabilities and Capital$178.95M

Securities

Securities$5.26M
Available-for-sale debt securities$5.16M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$100.00k
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Lyons Federal Bank?
$178.95M as of the latest filing.
How much are Lyons Federal Bank's total deposits?
$150.00M in total deposits.
Where is Lyons Federal Bank located?
Lyons, KS.
What is the Net Interest Margin?
4.76%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1913.
What is the Return on Assets (ROA)?
1.46%.
How much are total loans and leases?
$129.82M (latest filing).
What is the total interest income (latest filing)?
$2.77M.