TriCentury Bank
De Soto, KS
IDRSSD: 196752
Total Assets
$196.23M
Latest filing
Total Deposits
$118.83M
Latest filing
Net Interest Margin
4.25%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
101106942DESOTO, KS
Key People
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Locations
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Main Office
TriCentury Bank
33485 Lexington Ave
De Soto, KS 66018
Full Service - Brick and Mortar
Updated 01/30/2026Established 03/13/1909FDIC Certificate 12031
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| TriCentury Bank (Main) | 33485 Lexington Ave | De Soto, KS |
| SPRING HILL BRANCH | 708 S Webster St | Spring Hill, KS |
| LAWRENCE BRANCH | 1444 Kasold Dr | Lawrence, KS |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/13/1909 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 66018 |
| State and County Number | 20091 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Kansas City, MO-KS |
Operational Info
| Number of Employees | 18 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 11/16/1959 |
| Primary Insurance Agency | DIF |
| Website | http://www.tricentury.bank |
| Data Updated | 01/30/2026 |
| CERT | 18109 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $196.23M |
| Total Deposits | $118.83M |
| Total Liabilities | $174.43M |
| Total Equity Capital | $21.80M |
| Net Income | $832.00k |
| Net Loans and Leases | $169.85M |
| Assets Per Employee ($Millions) | $10.9M |
| Bank Premises and Fixed Assets | $4.08M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $118.83M |
Key Performance Ratios
| Return on Assets (ROA) | 1.71% |
| Return on Equity (ROE) | 15.57% |
| Net Interest Margin | 4.25% |
| Efficiency Ratio | 43.5% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.12% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.108% |
| Earning Assets to total Assets | 93.98% |
Income and Expense
| Total Interest Income | $3.22M |
| Total Noninterest Income | $84.00k |
| Total Interest Expense | $1.28M |
| Total Noninterest Expense | $880.00k |
| Net Interest Income | $1.94M |
| Pre-tax Net Operating Income | $1.08M |
| Provision for Credit Losses | $60.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $55.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $599.00k |
| Total Liabilities and Capital | $196.23M |
Securities
| Securities | $1.39M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $1.39M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of TriCentury Bank?
$196.23M as of the latest filing.
How much are TriCentury Bank's total deposits?
$118.83M in total deposits.
Where is TriCentury Bank located?
De Soto, KS.
What is the Net Interest Margin?
4.25%.
How many domestic offices does it operate?
3.
When was it established?
03/13/1909.
What is the Return on Assets (ROA)?
1.71%.
How much are total loans and leases?
$169.85M (latest filing).
What is the total interest income (latest filing)?
$3.22M.