TriCentury Bank
De Soto, KS
IDRSSD: 196752
Total Assets
$192.19M
Latest filing
Total Deposits
$115.25M
Latest filing
Net Interest Margin
4.19%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
TriCentury Bank
33485 Lexington Ave
De Soto, KS 66018
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/13/1909FDIC Certificate 12031
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| TriCentury Bank (Main) | 33485 Lexington Ave | De Soto, KS |
| SPRING HILL BRANCH | 708 S Webster St | Spring Hill, KS |
| LAWRENCE BRANCH | 1444 Kasold Dr | Lawrence, KS |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/13/1909 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 66018 |
| State and County Number | 20091 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Kansas City, MO-KS |
Operational Info
| Number of Employees | 18 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 11/16/1959 |
| Primary Insurance Agency | DIF |
| Website | http://www.tricentury.bank |
| Data Updated | 11/14/2025 |
| CERT | 18109 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $192.19M |
| Total Deposits | $115.25M |
| Total Liabilities | $171.23M |
| Total Equity Capital | $20.96M |
| Net Income | $757.00k |
| Net Loans and Leases | $164.56M |
| Assets Per Employee ($Millions) | $10.68M |
| Bank Premises and Fixed Assets | $4.11M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $115.25M |
Key Performance Ratios
| Return on Assets (ROA) | 1.58% |
| Return on Equity (ROE) | 14.55% |
| Net Interest Margin | 4.19% |
| Efficiency Ratio | 43.78% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.25% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.908% |
| Earning Assets to total Assets | 93.9% |
Income and Expense
| Total Interest Income | $3.16M |
| Total Noninterest Income | $71.00k |
| Total Interest Expense | $1.26M |
| Total Noninterest Expense | $865.00k |
| Net Interest Income | $1.91M |
| Pre-tax Net Operating Income | $991.00k |
| Provision for Credit Losses | $120.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $55.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $983.00k |
| Total Liabilities and Capital | $192.19M |
Securities
| Securities | $1.67M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $1.67M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of TriCentury Bank?
$192.19M as of the latest filing.
How much are TriCentury Bank's total deposits?
$115.25M in total deposits.
Where is TriCentury Bank located?
De Soto, KS.
What is the Net Interest Margin?
4.19%.
How many domestic offices does it operate?
3.
When was it established?
03/13/1909.
What is the Return on Assets (ROA)?
1.58%.
How much are total loans and leases?
$164.56M (latest filing).
What is the total interest income (latest filing)?
$3.16M.