Farmers Bank & Trust
Atwood, KS
IDRSSD: 984351
Total Assets
$163.81M
Latest filing
Total Deposits
$151.26M
Latest filing
Net Interest Margin
3.81%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Farmers Bank & Trust
101 S 4th St
Atwood, KS 67730
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1914FDIC Certificate 3064
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Farmers Bank & Trust (Main) | 101 S 4th St | Atwood, KS |
| BREWSTER BRANCH | 326 Kansas Ave | Brewster, KS |
| OBERLIN BRANCH | 202 S Penn Ave | Oberlin, KS |
| FARMERS BANK AND TRUST | 2080 S Franklin Ave | Colby, KS |
Showing 3 of 3
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
The First National Bank of Scott City
Scott City, Kansas
→
Assets: $166.11MΔ +0.2%
Garden Plain State Bank
Wichita, Kansas
→
Assets: $166.32MΔ +0.4%
The Community Bank
Liberal, Kansas
→
Assets: $166.52MΔ +0.5%
Farmers National Bank
Phillipsburg, Kansas
→
Assets: $160.80MΔ -3.0%
The Farmers State Bank of Aliceville, Kansas
Westphalia, Kansas
→
Assets: $171.13MΔ +3.3%
The Farmers State Bank
Mcpherson, Kansas
→
Assets: $159.54MΔ -3.7%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1914 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 67730 |
| State and County Number | 20153 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 20 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.farmersbank-trust.com |
| Data Updated | 11/14/2025 |
| CERT | 4621 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $163.81M |
| Total Deposits | $151.26M |
| Total Liabilities | $151.90M |
| Total Equity Capital | $11.91M |
| Net Income | $772.00k |
| Net Loans and Leases | $81.50M |
| Assets Per Employee ($Millions) | $8.19M |
| Bank Premises and Fixed Assets | $485.00k |
| Cash and Balances due from Depository Institutions | $11.13M |
| Deposits Held in Domestic Offices | $151.26M |
Key Performance Ratios
| Return on Assets (ROA) | 1.87% |
| Return on Equity (ROE) | 27.74% |
| Net Interest Margin | 3.81% |
| Efficiency Ratio | 53.1% |
| Tier 1 Risk-Based Capital Ratio | 13.677% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.18% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.273% |
| Earning Assets to total Assets | 93.26% |
Income and Expense
| Total Interest Income | $2.06M |
| Total Noninterest Income | $101.00k |
| Total Interest Expense | $590.00k |
| Total Noninterest Expense | $832.00k |
| Net Interest Income | $1.47M |
| Pre-tax Net Operating Income | $660.00k |
| Provision for Credit Losses | $75.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $4.50M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $640.00k |
| Total Liabilities and Capital | $163.81M |
Securities
| Securities | $60.35M |
| Available-for-sale debt securities | $59.15M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Farmers Bank & Trust?
$163.81M as of the latest filing.
How much are Farmers Bank & Trust's total deposits?
$151.26M in total deposits.
Where is Farmers Bank & Trust located?
Atwood, KS.
What is the Net Interest Margin?
3.81%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1914.
What is the Return on Assets (ROA)?
1.87%.
How much are total loans and leases?
$81.50M (latest filing).
What is the total interest income (latest filing)?
$2.06M.